QQQ vs QTPI

QQQ vs QTPI
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Quick Verdict

QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 108 holdings.

Lower Fees: QQQHigher Returns: QQQMore Diversified: QQQ

Side-by-Side Comparison

MetricQQQQTPIWinner
Expense Ratio0.18%0.60%
AUM$496.3B$80M
Dividend Yield0.44%4.70%
Holdings10856
YTD Return+16.64%+1.23%
1Y Return+27.27%+3.80%
3Y Return (annualized)+25.96%-
5Y Return (annualized)+14.54%-
Volatility (annualized)30.6%2.6%
Max Drawdown-83.0%-4.1%
Fund FamilyInvesco (US)North Square Investments, LLC
CategoryEquityFixed Income
InceptionMar 10, 1999Dec 18, 2024

QQQ vs QTPI Performance

Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US) and North Square RCIM Tax-Advantaged Preferred and Income Securities ETF (QTPI) is a ETF from North Square Investments, LLC. Over the past year QQQ returned +27.27% while QTPI returned +3.80%. Year to date, QQQ is up 16.64% versus a gain of 1.23% for QTPI.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 2.6% for QTPI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -83.0% for QQQ and -4.1% for QTPI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.63. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

QQQ charges 0.18% per year while QTPI charges 0.60%. On a $10,000 position that is $18 vs $60 annually, a gap of $42 per year that compounds over a long holding period. On income, QQQ currently yields 0.44% against 4.70% for QTPI.

Holdings Overlap

0.0%overlap

QQQ and QTPI share 0 holdings out of 156 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, QQQ or QTPI?

QQQ has an expense ratio of 0.18% while QTPI charges 0.60%. QQQ is the cheaper option. On a $10,000 investment, that is $42 per year of difference.

Which performed better, QQQ or QTPI?

Over the past year QQQ returned +27.27% vs +3.80% for QTPI, so QQQ leads on 1-year performance. Over the longest common window we track (2 years), QQQ annualized +13.03% vs +5.45% for QTPI. Past performance does not guarantee future results.

Which is riskier, QQQ or QTPI?

QQQ has been the more volatile fund at 30.6% annualized versus 2.6% for QTPI. Worst drawdown: QQQ -83.0% vs QTPI -4.1%.

Should I hold both QQQ and QTPI?

QQQ and QTPI have a monthly-return correlation of 0.63, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between QQQ and QTPI?

QQQ and QTPI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 156 unique securities.

Which pays a higher dividend, QQQ or QTPI?

QQQ yields 0.44% while QTPI yields 4.70%, so QTPI currently pays the higher dividend yield.

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