QQQ vs RAAY

QQQ vs RAAY
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Quick Verdict

QQQ has a lower expense ratio. QQQ offers more diversification with 108 holdings.

Lower Fees: QQQHigher Returns: TiedMore Diversified: QQQ

Side-by-Side Comparison

MetricQQQRAAYWinner
Expense Ratio0.18%0.35%
AUM$496.3B$15M
Dividend Yield0.44%0.00%
Holdings1083
YTD Return+16.64%+2.53%
1Y Return+27.27%-
3Y Return (annualized)+25.96%-
5Y Return (annualized)+14.54%-
Volatility (annualized)30.6%-
Max Drawdown-83.0%-0.6%
Fund FamilyInvesco (US)Reckoner Capital Management
CategoryEquityFixed Income
InceptionMar 10, 1999Feb 11, 2026

QQQ vs RAAY Performance

Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US) and Reckoner Yield Enhanced AAA CLO Annual ETF (RAAY) is a ETF from Reckoner Capital Management. Year to date, QQQ is up 16.64% versus a gain of 2.53% for RAAY.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -83.0% for QQQ and -0.6% for RAAY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

QQQ charges 0.18% per year while RAAY charges 0.35%. On a $10,000 position that is $18 vs $35 annually, a gap of $17 per year that compounds over a long holding period. On income, QQQ currently yields 0.44% against 0.00% for RAAY.

Holdings Overlap

0.0%overlap

QQQ and RAAY share 0 holdings out of 104 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, QQQ or RAAY?

QQQ has an expense ratio of 0.18% while RAAY charges 0.35%. QQQ is the cheaper option. On a $10,000 investment, that is $17 per year of difference.

What is the holdings overlap between QQQ and RAAY?

QQQ and RAAY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 104 unique securities.

Which pays a higher dividend, QQQ or RAAY?

QQQ yields 0.44% while RAAY yields 0.00%, so QQQ currently pays the higher dividend yield.

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