QQQ vs RFIX

QQQ vs RFIX

Which is better, QQQ or RFIX?

Large Cap Growth against Multi Alternative.

QQQ has a lower expense ratio. QQQ led over 1Y and the full window.

Lower Fees: QQQHigher Returns: QQQ

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricQQQRFIX
Expense Ratio0.18%Best0.50%
AUM$483.5B$43M
Dividend Yield0.44%4.35%
Holdings10711
YTD Return+17.95%Best-0.30%
1Y Return+21.77%Best-10.99%
3Y Return (annualized)+25.63%-
5Y Return (annualized)+15.24%-
Volatility (annualized)19.5%Best21.1%
Max Drawdown-22.8%Best-38.9%
$10,000 over 1.8 years$14,060Best$6,332
Fund FamilyInvesco (US)Simplify Exchange Traded Funds
CategoryEquityAlternative
StyleLarge Cap GrowthMulti Alternative
InceptionMar 10, 1999Dec 9, 2024

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 1.8 years row, are measured over the window both funds cover: Dec 10, 2024 to Sep 18, 2026 (1.8 years).

QQQ vs RFIX growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.8 years both funds cover.

QQQ vs RFIX Performance

Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US) and Simplify Bond Bull ETF (RFIX) is an ETF from Simplify Exchange Traded Funds. Over the past year QQQ returned +21.77% while RFIX returned -10.99%. Year to date, QQQ is up 17.95% versus a loss of 0.30% for RFIX.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

RFIX has been the more volatile fund, with annualized monthly volatility of 21.1% compared with 19.5% for QQQ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -22.8% for QQQ and -38.9% for RFIX. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at -0.13. They move largely independently of each other.

Fees and Cost Over Time

QQQ charges 0.18% per year while RFIX charges 0.50%. On a $10,000 position that is $18 vs $50 annually, a gap of $32 per year that compounds over a long holding period. On income, QQQ currently yields 0.44% against 4.35% for RFIX.

Holdings Overlap

We hold position weights for 102 holdings in QQQ and 1 in RFIX, totalling 99.9% and 13.9% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 102 positions we hold weights for in QQQ and 1 in RFIX, against full books of 107 and 11.

You are not choosing between two funds in isolation.

Whichever of QQQ and RFIX you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

QQQRFIX

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, QQQ or RFIX?

QQQ has an expense ratio of 0.18% while RFIX charges 0.50%. QQQ is the cheaper option, by $32 a year on a $10,000 investment.

Which performed better, QQQ or RFIX?

Over the past year QQQ returned +21.77% vs -10.99% for RFIX, so QQQ leads on 1-year performance. Over the longest common window we track (2 years), QQQ annualized +20.84% vs -22.42% for RFIX. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, QQQ or RFIX?

RFIX has been the more volatile fund at 21.1% annualized versus 19.5% for QQQ. Worst drawdown: QQQ -22.8% vs RFIX -38.9%.

Should I hold both QQQ and RFIX?

QQQ and RFIX have a monthly-return correlation of -0.13, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, QQQ or RFIX?

QQQ yields 0.44% while RFIX yields 4.35%, so RFIX currently pays the higher dividend yield.

Is RFIX better than QQQ?

QQQ has a lower expense ratio. QQQ led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.