QQQ vs RFIX
Invesco QQQ Trust, Series 1 vs Simplify Bond Bull ETF
Quick Verdict
QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 103 holdings.
Side-by-Side Comparison
| Metric | QQQ | RFIX | Winner |
|---|---|---|---|
| Expense Ratio | 0.18% | 0.50% | |
| AUM | $455.8B | $47M | |
| Dividend Yield | 0.41% | 4.31% | |
| Holdings | 108 | 12 | |
| YTD Return | +18.31% | +0.06% | |
| 1Y Return | +25.37% | -13.04% | |
| 3Y Return (annualized) | +25.79% | - | |
| 5Y Return (annualized) | +15.20% | - | |
| Volatility (annualized) | 30.6% | 20.9% | |
| Max Drawdown | -83.0% | -38.8% | |
| Fund Family | Invesco (US) | Simplify Exchange Traded Funds | |
| Category | Equity | Alternative | |
| Inception | Mar 10, 1999 | Dec 9, 2024 |
QQQ vs RFIX Performance
Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US) and Simplify Bond Bull ETF (RFIX) is a ETF from Simplify Exchange Traded Funds. Over the past year QQQ returned +25.37% while RFIX returned -13.04%. Year to date, QQQ is up 18.31% versus a gain of 0.06% for RFIX.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 20.9% for RFIX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -83.0% for QQQ and -38.8% for RFIX. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.11. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
QQQ charges 0.18% per year while RFIX charges 0.50%. On a $10,000 position that is $18 vs $50 annually, a gap of $32 per year that compounds over a long holding period. On income, QQQ currently yields 0.41% against 4.31% for RFIX.
Frequently Asked Questions
Which is cheaper, QQQ or RFIX?
QQQ has an expense ratio of 0.18% while RFIX charges 0.50%. QQQ is the cheaper option. On a $10,000 investment, that is $32 per year of difference.
Which performed better, QQQ or RFIX?
Over the past year QQQ returned +25.37% vs -13.04% for RFIX, so QQQ leads on 1-year performance. Over the longest common window we track (2 years), QQQ annualized +13.10% vs -23.44% for RFIX. Past performance does not guarantee future results.
Which is riskier, QQQ or RFIX?
QQQ has been the more volatile fund at 30.6% annualized versus 20.9% for RFIX. Worst drawdown: QQQ -83.0% vs RFIX -38.8%.
Should I hold both QQQ and RFIX?
QQQ and RFIX have a monthly-return correlation of -0.11, so combining them can provide real diversification depending on your allocation goals.
Which pays a higher dividend, QQQ or RFIX?
QQQ yields 0.41% while RFIX yields 4.31%, so RFIX currently pays the higher dividend yield.
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