QQQ vs RMM

QQQ vs RMM
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Quick Verdict

QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. RMM offers more diversification with 112 holdings.

Lower Fees: QQQHigher Returns: QQQMore Diversified: RMM

Side-by-Side Comparison

MetricQQQRMMWinner
Expense Ratio0.18%6.83%
AUM$496.3B$299M
Dividend Yield0.44%6.96%
Holdings108112
YTD Return+16.64%+8.91%
1Y Return+27.27%+14.44%
3Y Return (annualized)+25.96%+5.68%
5Y Return (annualized)+14.54%-0.80%
Volatility (annualized)30.6%35.2%
Max Drawdown-83.0%-83.8%
Fund FamilyInvesco (US)RiverNorth
CategoryEquityTax Preferred
InceptionMar 10, 1999Jul 25, 2019

QQQ vs RMM Performance

Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US) and RiverNorth Managed Duration Municipal Income Fund, Inc. (RMM) is a ETF from RiverNorth. Over the past year QQQ returned +27.27% while RMM returned +14.44%. Year to date, QQQ is up 16.64% versus a gain of 8.91% for RMM.

Over three years, QQQ compounded at +25.96% per year against +5.68% for RMM; over five years the annualized figures are +14.54% and -0.80% respectively. Across the full 19-year window we track, QQQ has the edge at +13.03% annualized vs -6.46%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

RMM has been the more volatile fund, with annualized monthly volatility of 35.2% compared with 30.6% for QQQ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -83.0% for QQQ and -83.8% for RMM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.61. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

QQQ charges 0.18% per year while RMM charges 6.83%. On a $10,000 position that is $18 vs $683 annually, a gap of $665 per year that compounds over a long holding period. On income, QQQ currently yields 0.44% against 6.96% for RMM.

Holdings Overlap

0.0%overlap

QQQ and RMM share 0 holdings out of 160 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, QQQ or RMM?

QQQ has an expense ratio of 0.18% while RMM charges 6.83%. QQQ is the cheaper option. On a $10,000 investment, that is $665 per year of difference.

Which performed better, QQQ or RMM?

Over the past year QQQ returned +27.27% vs +14.44% for RMM, so QQQ leads on 1-year performance. Over the longest common window we track (19 years), QQQ annualized +13.03% vs -6.46% for RMM. Past performance does not guarantee future results.

Which is riskier, QQQ or RMM?

RMM has been the more volatile fund at 35.2% annualized versus 30.6% for QQQ. Worst drawdown: QQQ -83.0% vs RMM -83.8%.

Should I hold both QQQ and RMM?

QQQ and RMM have a monthly-return correlation of 0.61, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between QQQ and RMM?

QQQ and RMM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 160 unique securities.

Which pays a higher dividend, QQQ or RMM?

QQQ yields 0.44% while RMM yields 6.96%, so RMM currently pays the higher dividend yield.

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