QQQ vs TIPA
Invesco QQQ Trust, Series 1 vs Northern Trust 2030 Inflation-Linked Distributing Ladder ETF
Quick Verdict
TIPA has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 103 holdings.
Side-by-Side Comparison
| Metric | QQQ | TIPA | Winner |
|---|---|---|---|
| Expense Ratio | 0.18% | 0.10% | |
| AUM | $455.8B | $18M | |
| Dividend Yield | 0.41% | 2.65% | |
| Holdings | 108 | 6 | |
| YTD Return | +18.20% | +4.34% | |
| 1Y Return | +27.63% | +5.32% | |
| 3Y Return (annualized) | +25.54% | - | |
| 5Y Return (annualized) | +15.12% | - | |
| Volatility (annualized) | 30.6% | 1.9% | |
| Max Drawdown | -83.0% | -0.8% | |
| Fund Family | Invesco (US) | Northern Trust Asset Management | |
| Category | Equity | Fixed Income | |
| Inception | Mar 10, 1999 | Mar 1, 2025 |
QQQ vs TIPA Performance
Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US) and Northern Trust 2030 Inflation-Linked Distributing Ladder ETF (TIPA) is a ETF from Northern Trust Asset Management. Over the past year QQQ returned +27.63% while TIPA returned +5.32%. Year to date, QQQ is up 18.20% versus a gain of 4.34% for TIPA.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 1.9% for TIPA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -83.0% for QQQ and -0.8% for TIPA. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.07. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
QQQ charges 0.18% per year while TIPA charges 0.10%. On a $10,000 position that is $18 vs $10 annually, a gap of $8 per year that compounds over a long holding period. On income, QQQ currently yields 0.41% against 2.65% for TIPA.
Holdings Overlap
QQQ and TIPA share 0 holdings out of 107 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, QQQ or TIPA?
QQQ has an expense ratio of 0.18% while TIPA charges 0.10%. TIPA is the cheaper option. On a $10,000 investment, that is $8 per year of difference.
Which performed better, QQQ or TIPA?
Over the past year QQQ returned +27.63% vs +5.32% for TIPA, so QQQ leads on 1-year performance. Past performance does not guarantee future results.
Which is riskier, QQQ or TIPA?
QQQ has been the more volatile fund at 30.6% annualized versus 1.9% for TIPA. Worst drawdown: QQQ -83.0% vs TIPA -0.8%.
Should I hold both QQQ and TIPA?
QQQ and TIPA have a monthly-return correlation of 0.07, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between QQQ and TIPA?
QQQ and TIPA share 0 common holdings with a 0.0% weight overlap. Combined, they hold 107 unique securities.
Which pays a higher dividend, QQQ or TIPA?
QQQ yields 0.41% while TIPA yields 2.65%, so TIPA currently pays the higher dividend yield.
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