QQQ vs TJAN
Invesco QQQ Trust, Series 1 vs Innovator Equity Defined Protection ETF - 2 Yr to January 2027
Quick Verdict
QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 108 holdings.
Side-by-Side Comparison
| Metric | QQQ | TJAN | Winner |
|---|---|---|---|
| Expense Ratio | 0.18% | 0.79% | |
| AUM | $496.3B | $32M | |
| Dividend Yield | 0.44% | 0.00% | |
| Holdings | 108 | 5 | |
| YTD Return | +16.64% | +4.15% | |
| 1Y Return | +27.27% | +6.98% | |
| 3Y Return (annualized) | +25.96% | - | |
| 5Y Return (annualized) | +14.54% | - | |
| Volatility (annualized) | 30.6% | 3.4% | |
| Max Drawdown | -83.0% | -4.8% | |
| Fund Family | Invesco (US) | Innovator ETFs Trust | |
| Category | Equity | Alternative | |
| Inception | Mar 10, 1999 | Dec 31, 2024 |
QQQ vs TJAN Performance
Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US) and Innovator Equity Defined Protection ETF - 2 Yr to January 2027 (TJAN) is a ETF from Innovator ETFs Trust. Over the past year QQQ returned +27.27% while TJAN returned +6.98%. Year to date, QQQ is up 16.64% versus a gain of 4.15% for TJAN.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 3.4% for TJAN. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -83.0% for QQQ and -4.8% for TJAN. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.84. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
QQQ charges 0.18% per year while TJAN charges 0.79%. On a $10,000 position that is $18 vs $79 annually, a gap of $61 per year that compounds over a long holding period. On income, QQQ currently yields 0.44% against 0.00% for TJAN.
Frequently Asked Questions
Which is cheaper, QQQ or TJAN?
QQQ has an expense ratio of 0.18% while TJAN charges 0.79%. QQQ is the cheaper option. On a $10,000 investment, that is $61 per year of difference.
Which performed better, QQQ or TJAN?
Over the past year QQQ returned +27.27% vs +6.98% for TJAN, so QQQ leads on 1-year performance. Over the longest common window we track (2 years), QQQ annualized +13.03% vs +7.12% for TJAN. Past performance does not guarantee future results.
Which is riskier, QQQ or TJAN?
QQQ has been the more volatile fund at 30.6% annualized versus 3.4% for TJAN. Worst drawdown: QQQ -83.0% vs TJAN -4.8%.
Should I hold both QQQ and TJAN?
QQQ and TJAN have a monthly-return correlation of 0.84, so combining them can provide real diversification depending on your allocation goals.
Which pays a higher dividend, QQQ or TJAN?
QQQ yields 0.44% while TJAN yields 0.00%, so QQQ currently pays the higher dividend yield.
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