QQQ vs VSHY

QQQ vs VSHY

Which is better, QQQ or VSHY?

Large Cap Growth against High Yield Bond.

QQQ has a lower expense ratio. QQQ led over 1Y, 3Y, 5Y and the full window.

Lower Fees: QQQHigher Returns: QQQ

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricQQQVSHY
Expense Ratio0.18%Best0.39%
AUM$483.5B$31M
Dividend Yield0.44%6.20%
Holdings107197
YTD Return+15.18%Best+2.71%
1Y Return+19.65%Best+4.11%
3Y Return (annualized)+24.60%Best+7.63%
5Y Return (annualized)+13.94%Best+3.84%
Volatility (annualized)19.3%6.2%Best
Max Drawdown-35.1%-18.6%Best
$10,000 over 5 years$19,204Best$12,073
Fund FamilyInvesco (US)Virtus Investment Partners
CategoryEquityFixed Income
StyleLarge Cap GrowthHigh Yield Bond
InceptionMar 10, 1999Dec 5, 2016

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Dec 6, 2016 to Sep 15, 2026 (9.8 years).

QQQ vs VSHY growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

QQQ vs VSHY Performance

Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US) and Virtus Newfleet Short Duration High Yield Bond ETF (VSHY) is an ETF from Virtus Investment Partners. Over the past year QQQ returned +19.65% while VSHY returned +4.11%. Year to date, QQQ is up 15.18% versus a gain of 2.71% for VSHY.

Over three years, QQQ compounded at +24.60% per year against +7.63% for VSHY; over five years the annualized figures are +13.94% and +3.84% respectively. Across the full 10-year window we track, QQQ has the edge at +20.58% annualized vs +2.13%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 19.3% compared with 6.2% for VSHY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -35.1% for QQQ and -18.6% for VSHY. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.67. They move together some of the time, and apart the rest.

Fees and Cost Over Time

QQQ charges 0.18% per year while VSHY charges 0.39%. On a $10,000 position that is $18 vs $39 annually, a gap of $21 per year that compounds over a long holding period. On income, QQQ currently yields 0.44% against 6.20% for VSHY.

Holdings Overlap

We hold position weights for 102 holdings in QQQ and 7 in VSHY, totalling 99.9% and 3.6% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 102 positions we hold weights for in QQQ and 7 in VSHY, against full books of 107 and 197.

You are not choosing between two funds in isolation.

Whichever of QQQ and VSHY you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

QQQVSHY

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, QQQ or VSHY?

QQQ has an expense ratio of 0.18% while VSHY charges 0.39%. QQQ is the cheaper option, by $21 a year on a $10,000 investment.

Which performed better, QQQ or VSHY?

Over the past year QQQ returned +19.65% vs +4.11% for VSHY, so QQQ leads on 1-year performance. Over the longest common window we track (10 years), QQQ annualized +20.58% vs +2.13% for VSHY. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, QQQ or VSHY?

QQQ has been the more volatile fund at 19.3% annualized versus 6.2% for VSHY. Worst drawdown: QQQ -35.1% vs VSHY -18.6%.

Should I hold both QQQ and VSHY?

QQQ and VSHY have a monthly-return correlation of 0.67, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, QQQ or VSHY?

QQQ yields 0.44% while VSHY yields 6.20%, so VSHY currently pays the higher dividend yield.

Is VSHY better than QQQ?

QQQ has a lower expense ratio. QQQ led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.