QQQ vs VUSB

QQQ vs VUSB

Which is better, QQQ or VUSB?

Large Cap Growth against Ultrashort Term Bond.

VUSB has a lower expense ratio. QQQ led over 1Y, 3Y, 5Y and the full window.

Lower Fees: VUSBHigher Returns: QQQ

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricQQQVUSB
Expense Ratio0.18%0.10%Best
AUM$483.5B$10.2B
Dividend Yield0.44%4.31%
Holdings1071,346
YTD Return+16.87%Best-0.60%
1Y Return+22.98%Best+0.83%
3Y Return (annualized)+24.98%Best+4.21%
5Y Return (annualized)+14.39%Best+3.00%
Volatility (annualized)20.4%1.2%Best
Max Drawdown-35.1%-1.8%Best
$10,000 over 5 years$19,586Best$11,593
Fund FamilyInvesco (US)Vanguard (US)
CategoryEquityFixed Income
StyleLarge Cap GrowthUltrashort Term Bond
InceptionMar 10, 1999Apr 5, 2021

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Apr 7, 2021 to Sep 11, 2026 (5.4 years).

QQQ vs VUSB growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.4 years both funds cover.

QQQ vs VUSB Performance

Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US) and Vanguard Ultra Short Bond ETF (VUSB) is an ETF from Vanguard (US). Over the past year QQQ returned +22.98% while VUSB returned +0.83%. Year to date, QQQ is up 16.87% versus a loss of 0.60% for VUSB.

Over three years, QQQ compounded at +24.98% per year against +4.21% for VUSB; over five years the annualized figures are +14.39% and +3.00% respectively.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 20.4% compared with 1.2% for VUSB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -35.1% for QQQ and -1.8% for VUSB. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.31. They move together some of the time, and apart the rest.

Fees and Cost Over Time

QQQ charges 0.18% per year while VUSB charges 0.10%. On a $10,000 position that is $18 vs $10 annually, a gap of $8 per year that compounds over a long holding period. On income, QQQ currently yields 0.44% against 4.31% for VUSB.

Holdings Overlap

We hold position weights for 102 holdings in QQQ and 94 in VUSB, totalling 99.9% and 8.5% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 102 positions we hold weights for in QQQ and 94 in VUSB, against full books of 107 and 1,346.

You are not choosing between two funds in isolation.

Whichever of QQQ and VUSB you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

QQQVUSB

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, QQQ or VUSB?

QQQ has an expense ratio of 0.18% while VUSB charges 0.10%. VUSB is the cheaper option, by $8 a year on a $10,000 investment.

Which performed better, QQQ or VUSB?

Over the past year QQQ returned +22.98% vs +0.83% for VUSB, so QQQ leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, QQQ or VUSB?

QQQ has been the more volatile fund at 20.4% annualized versus 1.2% for VUSB. Worst drawdown: QQQ -35.1% vs VUSB -1.8%.

Should I hold both QQQ and VUSB?

QQQ and VUSB have a monthly-return correlation of 0.31, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, QQQ or VUSB?

QQQ yields 0.44% while VUSB yields 4.31%, so VUSB currently pays the higher dividend yield.

Is VUSB better than QQQ?

VUSB has a lower expense ratio. QQQ led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.