QQQD vs SCHD
Direxion Daily Magnificent 7 Bear 1X ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | QQQD | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.50% | 0.06% | |
| AUM | $36M | $103.7B | |
| Dividend Yield | 2.99% | 3.31% | |
| Holdings | 6 | 104 | |
| YTD Return | -3.09% | +25.58% | |
| 1Y Return | -10.62% | +31.06% | |
| 3Y Return (annualized) | - | +15.55% | |
| 5Y Return (annualized) | - | +9.61% | |
| Volatility (annualized) | 21.5% | 13.6% | |
| Max Drawdown | -49.9% | -33.4% | |
| Fund Family | Direxion Shares ETF Trust | Charles Schwab Asset Management | |
| Category | Alternative | Equity | |
| Inception | Mar 7, 2024 | Oct 20, 2011 |
QQQD vs SCHD Performance
Direxion Daily Magnificent 7 Bear 1X ETF (QQQD) is a ETF from Direxion Shares ETF Trust and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year QQQD returned -10.62% while SCHD returned +31.06%. Year to date, QQQD is down 3.09% versus a gain of 25.58% for SCHD.
Risk: Volatility and Drawdowns
QQQD has been the more volatile fund, with annualized monthly volatility of 21.5% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -49.9% for QQQD and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.01. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
QQQD charges 0.50% per year while SCHD charges 0.06%. On a $10,000 position that is $50 vs $6 annually, a gap of $44 per year that compounds over a long holding period. On income, QQQD currently yields 2.99% against 3.31% for SCHD.
Holdings Overlap
QQQD and SCHD share 0 holdings out of 104 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, QQQD or SCHD?
QQQD has an expense ratio of 0.50% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $44 per year of difference.
Which performed better, QQQD or SCHD?
Over the past year QQQD returned -10.62% vs +31.06% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), QQQD annualized -21.29% vs +11.46% for SCHD. Past performance does not guarantee future results.
Which is riskier, QQQD or SCHD?
QQQD has been the more volatile fund at 21.5% annualized versus 13.6% for SCHD. Worst drawdown: QQQD -49.9% vs SCHD -33.4%.
Should I hold both QQQD and SCHD?
QQQD and SCHD have a monthly-return correlation of 0.01, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between QQQD and SCHD?
QQQD and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 104 unique securities.
Which pays a higher dividend, QQQD or SCHD?
QQQD yields 2.99% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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