RDTY vs VTI
YieldMax Russell 2000 0DTE Covered Call Strategy ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. RDTY delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | RDTY | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 1.73% | 0.03% | |
| AUM | $31M | $663.5B | |
| Dividend Yield | 43.62% | 1.07% | |
| Holdings | 4 | 3,543 | |
| YTD Return | +19.70% | +14.22% | |
| 1Y Return | +24.64% | +22.19% | |
| 3Y Return (annualized) | - | +21.27% | |
| 5Y Return (annualized) | - | +12.23% | |
| Volatility (annualized) | 15.1% | 15.3% | |
| Max Drawdown | -16.2% | -56.6% | |
| Fund Family | YieldMax ETF | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Mar 5, 2025 | May 24, 2001 |
RDTY vs VTI Performance
YieldMax Russell 2000 0DTE Covered Call Strategy ETF (RDTY) is a ETF from YieldMax ETF and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year RDTY returned +24.64% while VTI returned +22.19%. Year to date, RDTY is up 19.70% versus a gain of 14.22% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 15.1% for RDTY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.2% for RDTY and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.81. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
RDTY charges 1.73% per year while VTI charges 0.03%. On a $10,000 position that is $173 vs $3 annually, a gap of $170 per year that compounds over a long holding period. On income, RDTY currently yields 43.62% against 1.07% for VTI.
Holdings Overlap
RDTY and VTI share 0 holdings out of 2784 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, RDTY or VTI?
RDTY has an expense ratio of 1.73% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $170 per year of difference.
Which performed better, RDTY or VTI?
Over the past year RDTY returned +24.64% vs +22.19% for VTI, so RDTY leads on 1-year performance. Over the longest common window we track (1 years), RDTY annualized +32.21% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, RDTY or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 15.1% for RDTY. Worst drawdown: RDTY -16.2% vs VTI -56.6%.
Should I hold both RDTY and VTI?
RDTY and VTI have a monthly-return correlation of 0.81, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between RDTY and VTI?
RDTY and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2784 unique securities.
Which pays a higher dividend, RDTY or VTI?
RDTY yields 43.62% while VTI yields 1.07%, so RDTY currently pays the higher dividend yield.
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