RDTY vs VTI
YieldMax Russell 2000 0DTE Covered Call Strategy ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, RDTY or VTI?
Option Writing against Large Cap Blend.
VTI has a lower expense ratio. RDTY led over the full window, VTI over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | RDTY | VTI |
|---|---|---|
| Expense Ratio | 1.73% | 0.03%Best |
| AUM | $31M | $666.9B |
| Dividend Yield | 43.58% | 1.03% |
| Holdings | 4 | 3,543 |
| YTD Return | +15.91%Best | +12.30% |
| 1Y Return | +15.11% | +16.08%Best |
| 3Y Return (annualized) | - | +21.01% |
| 5Y Return (annualized) | - | +12.36% |
| Volatility (annualized) | 15.4% | 11.9%Best |
| Max Drawdown | -16.2% | -14.0%Best |
| $10,000 over 1.5 years | $14,331Best | $13,460 |
| Fund Family | YieldMax ETF | Vanguard (US) |
| Category | Alternative | Equity |
| Style | Option Writing | Large Cap Blend |
| Inception | Mar 5, 2025 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.5 years row, are measured over the window both funds cover: Mar 6, 2025 to Sep 18, 2026 (1.5 years).
RDTY vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.5 years both funds cover.
RDTY vs VTI Performance
YieldMax Russell 2000 0DTE Covered Call Strategy ETF (RDTY) is an ETF from YieldMax ETF and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year RDTY returned +15.11% while VTI returned +16.08%. Year to date, RDTY is up 15.91% versus a gain of 12.30% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
RDTY has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 11.9% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.2% for RDTY and -14.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.82. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
RDTY charges 1.73% per year while VTI charges 0.03%. On a $10,000 position that is $173 vs $3 annually, a gap of $170 per year that compounds over a long holding period. On income, RDTY currently yields 43.58% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 1 holding in RDTY and 3,463 in VTI, totalling 8.5% and 98.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 1 positions we hold weights for in RDTY and 3,463 in VTI, against full books of 4 and 3,543.
You are not choosing between two funds in isolation.
Whichever of RDTY and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, RDTY or VTI?
RDTY has an expense ratio of 1.73% while VTI charges 0.03%. VTI is the cheaper option, by $170 a year on a $10,000 investment.
Which performed better, RDTY or VTI?
Over the past year RDTY returned +15.11% vs +16.08% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), RDTY annualized +27.11% vs +21.91% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, RDTY or VTI?
RDTY has been the more volatile fund at 15.4% annualized versus 11.9% for VTI. Worst drawdown: RDTY -16.2% vs VTI -14.0%.
Should I hold both RDTY and VTI?
RDTY and VTI have a monthly-return correlation of 0.82, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, RDTY or VTI?
RDTY yields 43.58% while VTI yields 1.03%, so RDTY currently pays the higher dividend yield.
Is VTI better than RDTY?
VTI has a lower expense ratio. RDTY led over the full window, VTI over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.