RIZE vs SPY

RIZE vs SPY
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Quick Verdict

SPY has a lower expense ratio. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: TiedMore Diversified: SPY

Side-by-Side Comparison

MetricRIZESPYWinner
Expense Ratio0.19%0.09%
AUM$11M$821.1B
Dividend Yield1.25%1.01%
Holdings24505
YTD Return-1.57%+12.22%
1Y Return-+20.83%
3Y Return (annualized)-+21.70%
5Y Return (annualized)-+12.98%
Volatility (annualized)-15.3%
Max Drawdown-2.3%-56.5%
Fund FamilyPrincipal FundsState Street Investment Management
CategoryFixed IncomeEquity
InceptionMay 21, 2026Jan 22, 1993

RIZE vs SPY Performance

Principal Inflation Protection ETF (RIZE) is a ETF from Principal Funds and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Year to date, RIZE is down 1.57% versus a gain of 12.22% for SPY.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -2.3% for RIZE and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

RIZE charges 0.19% per year while SPY charges 0.09%. On a $10,000 position that is $19 vs $9 annually, a gap of $10 per year that compounds over a long holding period. On income, RIZE currently yields 1.25% against 1.01% for SPY.

Holdings Overlap

0.0%overlap

RIZE and SPY share 0 holdings out of 528 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, RIZE or SPY?

RIZE has an expense ratio of 0.19% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $10 per year of difference.

What is the holdings overlap between RIZE and SPY?

RIZE and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 528 unique securities.

Which pays a higher dividend, RIZE or SPY?

RIZE yields 1.25% while SPY yields 1.01%, so RIZE currently pays the higher dividend yield.

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