RMNY vs VTI
Rockefeller New York Municipal Bond ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | RMNY | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.55% | 0.03% | |
| AUM | $28M | $666.9B | |
| Dividend Yield | 4.77% | 1.07% | |
| Holdings | 93 | 3,543 | |
| YTD Return | +1.99% | +13.67% | |
| 1Y Return | +7.26% | +22.17% | |
| 3Y Return (annualized) | - | +21.93% | |
| 5Y Return (annualized) | - | +12.51% | |
| Volatility (annualized) | 4.5% | 15.3% | |
| Max Drawdown | -5.9% | -56.6% | |
| Fund Family | Rockefeller Capital Management | Vanguard (US) | |
| Category | Tax Preferred | Equity | |
| Inception | Aug 12, 2024 | May 24, 2001 |
RMNY vs VTI Performance
Rockefeller New York Municipal Bond ETF (RMNY) is a ETF from Rockefeller Capital Management and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year RMNY returned +7.26% while VTI returned +22.17%. Year to date, RMNY is up 1.99% versus a gain of 13.67% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 4.5% for RMNY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -5.9% for RMNY and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.49. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
RMNY charges 0.55% per year while VTI charges 0.03%. On a $10,000 position that is $55 vs $3 annually, a gap of $52 per year that compounds over a long holding period. On income, RMNY currently yields 4.77% against 1.07% for VTI.
Holdings Overlap
RMNY and VTI share 0 holdings out of 2818 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, RMNY or VTI?
RMNY has an expense ratio of 0.55% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $52 per year of difference.
Which performed better, RMNY or VTI?
Over the past year RMNY returned +7.26% vs +22.17% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), RMNY annualized +2.51% vs +8.11% for VTI. Past performance does not guarantee future results.
Which is riskier, RMNY or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 4.5% for RMNY. Worst drawdown: RMNY -5.9% vs VTI -56.6%.
Should I hold both RMNY and VTI?
RMNY and VTI have a monthly-return correlation of 0.49, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between RMNY and VTI?
RMNY and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2818 unique securities.
Which pays a higher dividend, RMNY or VTI?
RMNY yields 4.77% while VTI yields 1.07%, so RMNY currently pays the higher dividend yield.
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