RSDE vs VYM

Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricRSDEVYMWinner
Expense Ratio0.85%0.04%
AUM$32M$79.0B
Dividend Yield0.00%2.86%
Holdings5568
YTD Return+9.52%+16.53%
1Y Return+14.00%+25.03%
3Y Return (annualized)-+18.54%
5Y Return (annualized)-+12.25%
Volatility (annualized)6.1%14.6%
Max Drawdown-10.8%-58.8%
Fund FamilyFirst Trust Portfolios (US)Vanguard (US)
CategoryAlternativeEquity
InceptionDec 20, 2024Nov 10, 2006

RSDE vs VYM Performance

FT Vest US Equity Equal Weight Buffer ETF - December (RSDE) is a ETF from First Trust Portfolios (US) and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year RSDE returned +14.00% while VYM returned +25.03%. Year to date, RSDE is up 9.52% versus a gain of 16.53% for VYM.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 6.1% for RSDE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -10.8% for RSDE and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.90. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

RSDE charges 0.85% per year while VYM charges 0.04%. On a $10,000 position that is $85 vs $4 annually, a gap of $81 per year that compounds over a long holding period. On income, RSDE currently yields 0.00% against 2.86% for VYM.

Holdings Overlap

0.0%overlap

RSDE and VYM share 0 holdings out of 559 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, RSDE or VYM?

RSDE has an expense ratio of 0.85% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $81 per year of difference.

Which performed better, RSDE or VYM?

Over the past year RSDE returned +14.00% vs +25.03% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (2 years), RSDE annualized +11.53% vs +7.10% for VYM. Past performance does not guarantee future results.

Which is riskier, RSDE or VYM?

VYM has been the more volatile fund at 14.6% annualized versus 6.1% for RSDE. Worst drawdown: RSDE -10.8% vs VYM -58.8%.

Should I hold both RSDE and VYM?

RSDE and VYM have a monthly-return correlation of 0.90, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between RSDE and VYM?

RSDE and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 559 unique securities.

Which pays a higher dividend, RSDE or VYM?

RSDE yields 0.00% while VYM yields 2.86%, so VYM currently pays the higher dividend yield.

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