RSHO vs SCHD
Tema American Reshoring ETF vs Schwab US Dividend Equity ETF
Which is better, RSHO or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. RSHO led over 1Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 61.1%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | RSHO | SCHD |
|---|---|---|
| Expense Ratio | 0.75% | 0.06%Best |
| AUM | $302M | $112.1B |
| Dividend Yield | 0.23% | 3.00% |
| Holdings | 25 | 103 |
| Volatility (annualized) | 22.6% | 13.4%Best |
| Max Drawdown | -27.3% | -16.1%Best |
| $10,000 over 3.1 years | $24,965Best | $15,278 |
| Top 10 Weight | 61.1% | 41.8%Best |
| Fund Family | Tema Global Limited | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | May 11, 2023 | Oct 20, 2011 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized).
The two price series end 89 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. RSHO has data through Jun 18, 2026 and SCHD through Sep 15, 2026.
Volatility and max drawdown, and the $10,000 over 3.1 years row, are measured over the window both funds cover: May 11, 2023 to Jun 18, 2026 (3.1 years).
Risk: Volatility and Drawdowns
RSHO has been the more volatile fund, with annualized monthly volatility of 22.6% compared with 13.4% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -27.3% for RSHO and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.70. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
RSHO charges 0.75% per year while SCHD charges 0.06%. On a $10,000 position that is $75 vs $6 annually, a gap of $69 per year that compounds over a long holding period. On income, RSHO currently yields 0.23% against 3.00% for SCHD.
Holdings Overlap
We hold position weights for 24 holdings in RSHO and 100 in SCHD, totalling 99.0% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
The two holdings books were reported 123 days apart, RSHO as of Apr 30, 2026 and SCHD as of Aug 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.
0 positions in common, counted across the 24 positions we hold weights for in RSHO and 100 in SCHD, against full books of 25 and 103.
What only one of them owns
Our book lists 99 positions for SCHD that do not appear in our book for RSHO (99.9% of the fund), and 20 for RSHO that do not appear in SCHD (87.2%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of RSHO and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, RSHO or SCHD?
RSHO has an expense ratio of 0.75% while SCHD charges 0.06%. SCHD is the cheaper option, by $69 a year on a $10,000 investment.
Which is riskier, RSHO or SCHD?
RSHO has been the more volatile fund at 22.6% annualized versus 13.4% for SCHD. Worst drawdown: RSHO -27.3% vs SCHD -16.1%.
Should I hold both RSHO and SCHD?
RSHO and SCHD have a monthly-return correlation of 0.70, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, RSHO or SCHD?
RSHO yields 0.23% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than RSHO?
SCHD has a lower expense ratio. RSHO led over 1Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 61.1%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.