RSHO vs SCHD
Tema American Reshoring ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. RSHO delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | RSHO | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.75% | 0.06% | |
| AUM | $302M | $108.7B | |
| Dividend Yield | 0.23% | 3.13% | |
| Holdings | 25 | 104 | |
| YTD Return | +36.08% | +27.67% | |
| 1Y Return | +64.57% | +31.26% | |
| 3Y Return (annualized) | +30.68% | +16.66% | |
| 5Y Return (annualized) | - | +10.18% | |
| Volatility (annualized) | 22.6% | 13.6% | |
| Max Drawdown | -27.3% | -33.4% | |
| Fund Family | Tema Global Limited | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | May 11, 2023 | Oct 20, 2011 |
RSHO vs SCHD Performance
Tema American Reshoring ETF (RSHO) is a ETF from Tema Global Limited and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year RSHO returned +64.57% while SCHD returned +31.26%. Year to date, RSHO is up 36.08% versus a gain of 27.67% for SCHD.
Over three years, RSHO compounded at +30.68% per year against +16.66% for SCHD. Across the full 3-year window we track, RSHO has the edge at +34.33% annualized vs +11.57%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
RSHO has been the more volatile fund, with annualized monthly volatility of 22.6% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -27.3% for RSHO and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.70. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
RSHO charges 0.75% per year while SCHD charges 0.06%. On a $10,000 position that is $75 vs $6 annually, a gap of $69 per year that compounds over a long holding period. On income, RSHO currently yields 0.23% against 3.13% for SCHD.
Holdings Overlap
RSHO and SCHD share 0 holdings out of 124 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, RSHO or SCHD?
RSHO has an expense ratio of 0.75% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $69 per year of difference.
Which performed better, RSHO or SCHD?
Over the past year RSHO returned +64.57% vs +31.26% for SCHD, so RSHO leads on 1-year performance. Over the longest common window we track (3 years), RSHO annualized +34.33% vs +11.57% for SCHD. Past performance does not guarantee future results.
Which is riskier, RSHO or SCHD?
RSHO has been the more volatile fund at 22.6% annualized versus 13.6% for SCHD. Worst drawdown: RSHO -27.3% vs SCHD -33.4%.
Should I hold both RSHO and SCHD?
RSHO and SCHD have a monthly-return correlation of 0.70, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between RSHO and SCHD?
RSHO and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 124 unique securities.
Which pays a higher dividend, RSHO or SCHD?
RSHO yields 0.23% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
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