SBAR vs SCHD
Simplify Barrier Income ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | SBAR | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.75% | 0.06% | |
| AUM | $402M | $103.7B | |
| Dividend Yield | 12.61% | 3.31% | |
| Holdings | 53 | 104 | |
| YTD Return | +5.22% | +25.33% | |
| 1Y Return | +10.84% | +32.31% | |
| 3Y Return (annualized) | - | +15.40% | |
| 5Y Return (annualized) | - | +9.70% | |
| Volatility (annualized) | 6.5% | 13.6% | |
| Max Drawdown | -5.3% | -33.4% | |
| Fund Family | Simplify Exchange Traded Funds | Charles Schwab Asset Management | |
| Category | Alternative | Equity | |
| Inception | Apr 14, 2025 | Oct 20, 2011 |
SBAR vs SCHD Performance
Simplify Barrier Income ETF (SBAR) is a ETF from Simplify Exchange Traded Funds and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year SBAR returned +10.84% while SCHD returned +32.31%. Year to date, SBAR is up 5.22% versus a gain of 25.33% for SCHD.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 6.5% for SBAR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -5.3% for SBAR and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.14. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SBAR charges 0.75% per year while SCHD charges 0.06%. On a $10,000 position that is $75 vs $6 annually, a gap of $69 per year that compounds over a long holding period. On income, SBAR currently yields 12.61% against 3.31% for SCHD.
Holdings Overlap
SBAR and SCHD share 0 holdings out of 101 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SBAR or SCHD?
SBAR has an expense ratio of 0.75% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $69 per year of difference.
Which performed better, SBAR or SCHD?
Over the past year SBAR returned +10.84% vs +32.31% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), SBAR annualized +14.83% vs +11.45% for SCHD. Past performance does not guarantee future results.
Which is riskier, SBAR or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 6.5% for SBAR. Worst drawdown: SBAR -5.3% vs SCHD -33.4%.
Should I hold both SBAR and SCHD?
SBAR and SCHD have a monthly-return correlation of 0.14, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SBAR and SCHD?
SBAR and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 101 unique securities.
Which pays a higher dividend, SBAR or SCHD?
SBAR yields 12.61% while SCHD yields 3.31%, so SBAR currently pays the higher dividend yield.
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