SBB vs SCHD

SBB vs SCHD
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Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricSBBSCHDWinner
Expense Ratio0.95%0.06%
AUM$3M$108.7B
Dividend Yield3.71%3.13%
Holdings5104
YTD Return-15.01%+27.93%
1Y Return-16.54%+30.06%
3Y Return (annualized)-10.63%+16.25%
5Y Return (annualized)-5.71%+10.03%
Volatility (annualized)21.4%13.6%
Max Drawdown-97.4%-33.4%
Fund FamilyProSharesCharles Schwab Asset Management
CategoryAlternativeEquity
InceptionJan 23, 2007Oct 20, 2011

SBB vs SCHD Performance

ProShares Short SmallCap600 (SBB) is a ETF from ProShares and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year SBB returned -16.54% while SCHD returned +30.06%. Year to date, SBB is down 15.01% versus a gain of 27.93% for SCHD.

Over three years, SBB compounded at -10.63% per year against +16.25% for SCHD; over five years the annualized figures are -5.71% and +10.03% respectively. Across the full 15-year window we track, SCHD has the edge at +11.56% annualized vs -14.54%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SBB has been the more volatile fund, with annualized monthly volatility of 21.4% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -97.4% for SBB and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.81. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

SBB charges 0.95% per year while SCHD charges 0.06%. On a $10,000 position that is $95 vs $6 annually, a gap of $89 per year that compounds over a long holding period. On income, SBB currently yields 3.71% against 3.13% for SCHD.

Frequently Asked Questions

Which is cheaper, SBB or SCHD?

SBB has an expense ratio of 0.95% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $89 per year of difference.

Which performed better, SBB or SCHD?

Over the past year SBB returned -16.54% vs +30.06% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), SBB annualized -14.54% vs +11.56% for SCHD. Past performance does not guarantee future results.

Which is riskier, SBB or SCHD?

SBB has been the more volatile fund at 21.4% annualized versus 13.6% for SCHD. Worst drawdown: SBB -97.4% vs SCHD -33.4%.

Should I hold both SBB and SCHD?

SBB and SCHD have a monthly-return correlation of -0.81, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, SBB or SCHD?

SBB yields 3.71% while SCHD yields 3.13%, so SBB currently pays the higher dividend yield.

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