SCHD vs SEIE
Schwab US Dividend Equity ETF vs SEI Select International Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SEIE offers more diversification with 330 holdings.
Side-by-Side Comparison
| Metric | SCHD | SEIE | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.50% | |
| AUM | $103.7B | $1.2B | |
| Dividend Yield | 3.31% | 2.30% | |
| Holdings | 104 | 346 | |
| YTD Return | +25.62% | +14.86% | |
| 1Y Return | +32.62% | +27.79% | |
| 3Y Return (annualized) | +15.58% | - | |
| 5Y Return (annualized) | +9.63% | - | |
| Volatility (annualized) | 13.6% | 11.3% | |
| Max Drawdown | -33.4% | -13.1% | |
| Fund Family | Charles Schwab Asset Management | SEI EXCHANGE TRADED FUNDS | |
| Category | Equity | Equity | |
| Inception | Oct 20, 2011 | Oct 10, 2024 |
SCHD vs SEIE Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and SEI Select International Equity ETF (SEIE) is a ETF from SEI EXCHANGE TRADED FUNDS. Over the past year SCHD returned +32.62% while SEIE returned +27.79%. Year to date, SCHD is up 25.62% versus a gain of 14.86% for SEIE.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 11.3% for SEIE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -13.1% for SEIE. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.48. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SCHD charges 0.06% per year while SEIE charges 0.50%. On a $10,000 position that is $6 vs $50 annually, a gap of $44 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 2.30% for SEIE.
Holdings Overlap
SCHD and SEIE share 0 holdings out of 430 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or SEIE?
SCHD has an expense ratio of 0.06% while SEIE charges 0.50%. SCHD is the cheaper option. On a $10,000 investment, that is $44 per year of difference.
Which performed better, SCHD or SEIE?
Over the past year SCHD returned +32.62% vs +27.79% for SEIE, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), SCHD annualized +11.47% vs +27.71% for SEIE. Past performance does not guarantee future results.
Which is riskier, SCHD or SEIE?
SCHD has been the more volatile fund at 13.6% annualized versus 11.3% for SEIE. Worst drawdown: SCHD -33.4% vs SEIE -13.1%.
Should I hold both SCHD and SEIE?
SCHD and SEIE have a monthly-return correlation of 0.48, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHD and SEIE?
SCHD and SEIE share 0 common holdings with a 0.0% weight overlap. Combined, they hold 430 unique securities.
Which pays a higher dividend, SCHD or SEIE?
SCHD yields 3.31% while SEIE yields 2.30%, so SCHD currently pays the higher dividend yield.
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