SCHD vs SEIS
Schwab US Dividend Equity ETF vs SEI Select Small Cap ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SEIS offers more diversification with 365 holdings.
Side-by-Side Comparison
| Metric | SCHD | SEIS | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.55% | |
| AUM | $103.7B | $574M | |
| Dividend Yield | 3.31% | 0.36% | |
| Holdings | 104 | 346 | |
| YTD Return | +26.21% | +19.02% | |
| 1Y Return | +29.99% | +23.50% | |
| 3Y Return (annualized) | +15.73% | - | |
| 5Y Return (annualized) | +9.67% | - | |
| Volatility (annualized) | 13.6% | 18.9% | |
| Max Drawdown | -33.4% | -25.7% | |
| Fund Family | Charles Schwab Asset Management | SEI EXCHANGE TRADED FUNDS | |
| Category | Equity | Equity | |
| Inception | Oct 20, 2011 | Oct 8, 2024 |
SCHD vs SEIS Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and SEI Select Small Cap ETF (SEIS) is a ETF from SEI EXCHANGE TRADED FUNDS. Over the past year SCHD returned +29.99% while SEIS returned +23.50%. Year to date, SCHD is up 26.21% versus a gain of 19.02% for SEIS.
Risk: Volatility and Drawdowns
SEIS has been the more volatile fund, with annualized monthly volatility of 18.9% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -25.7% for SEIS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.53. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SCHD charges 0.06% per year while SEIS charges 0.55%. On a $10,000 position that is $6 vs $55 annually, a gap of $49 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 0.36% for SEIS.
Holdings Overlap
SCHD and SEIS share 9 holdings out of 456 unique holdings combined, representing a 0.7% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or SEIS?
SCHD has an expense ratio of 0.06% while SEIS charges 0.55%. SCHD is the cheaper option. On a $10,000 investment, that is $49 per year of difference.
Which performed better, SCHD or SEIS?
Over the past year SCHD returned +29.99% vs +23.50% for SEIS, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), SCHD annualized +11.50% vs +17.27% for SEIS. Past performance does not guarantee future results.
Which is riskier, SCHD or SEIS?
SEIS has been the more volatile fund at 18.9% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs SEIS -25.7%.
Should I hold both SCHD and SEIS?
SCHD and SEIS have a monthly-return correlation of 0.53, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHD and SEIS?
SCHD and SEIS share 9 common holdings with a 0.7% weight overlap. Combined, they hold 456 unique securities.
Which pays a higher dividend, SCHD or SEIS?
SCHD yields 3.31% while SEIS yields 0.36%, so SCHD currently pays the higher dividend yield.
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