Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricSCHDSHUSWinner
Expense Ratio0.06%0.79%
AUM$103.7B$25M
Dividend Yield3.31%1.25%
Holdings1044
YTD Return+24.26%+12.75%
1Y Return+31.38%+19.62%
3Y Return (annualized)+15.08%+10.01%
5Y Return (annualized)+9.72%+6.71%
Volatility (annualized)13.6%11.3%
Max Drawdown-33.4%-14.3%
Fund FamilyCharles Schwab Asset ManagementSyntax Stratified
CategoryEquityEquity
InceptionOct 20, 2011Jun 15, 2021

SCHD vs SHUS Performance

Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Stratified LargeCap Hedged ETF (SHUS) is a ETF from Syntax Stratified. Over the past year SCHD returned +31.38% while SHUS returned +19.62%. Year to date, SCHD is up 24.26% versus a gain of 12.75% for SHUS.

Over three years, SCHD compounded at +15.08% per year against +10.01% for SHUS; over five years the annualized figures are +9.72% and +6.71% respectively. Across the full 5-year window we track, SCHD has the edge at +11.39% annualized vs +6.65%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 11.3% for SHUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -14.3% for SHUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.88. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

SCHD charges 0.06% per year while SHUS charges 0.79%. On a $10,000 position that is $6 vs $79 annually, a gap of $73 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 1.25% for SHUS.

Holdings Overlap

0.0%overlap

SCHD and SHUS share 0 holdings out of 101 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, SCHD or SHUS?

SCHD has an expense ratio of 0.06% while SHUS charges 0.79%. SCHD is the cheaper option. On a $10,000 investment, that is $73 per year of difference.

Which performed better, SCHD or SHUS?

Over the past year SCHD returned +31.38% vs +19.62% for SHUS, so SCHD leads on 1-year performance. Over the longest common window we track (5 years), SCHD annualized +11.39% vs +6.65% for SHUS. Past performance does not guarantee future results.

Which is riskier, SCHD or SHUS?

SCHD has been the more volatile fund at 13.6% annualized versus 11.3% for SHUS. Worst drawdown: SCHD -33.4% vs SHUS -14.3%.

Should I hold both SCHD and SHUS?

SCHD and SHUS have a monthly-return correlation of 0.88, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SCHD and SHUS?

SCHD and SHUS share 0 common holdings with a 0.0% weight overlap. Combined, they hold 101 unique securities.

Which pays a higher dividend, SCHD or SHUS?

SCHD yields 3.31% while SHUS yields 1.25%, so SCHD currently pays the higher dividend yield.

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