SCHD vs SLTY
Schwab US Dividend Equity ETF vs YieldMax Ultra Short Option Income Strategy ETF
Which is better, SCHD or SLTY?
Large Cap Value against Option Writing.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | SLTY |
|---|---|---|
| Expense Ratio | 0.06%Best | 1.25% |
| AUM | $112.1B | $17M |
| Dividend Yield | 3.00% | 102.18% |
| Holdings | 103 | 103 |
| YTD Return | +23.46%Best | -3.85% |
| 1Y Return | +27.20%Best | -7.26% |
| 3Y Return (annualized) | +15.41% | - |
| 5Y Return (annualized) | +10.16% | - |
| Volatility (annualized) | 13.6%Best | 15.7% |
| Max Drawdown | -4.6%Best | -20.9% |
| $10,000 over 1.1 years | $12,755Best | $8,214 |
| Fund Family | Charles Schwab Asset Management | YieldMax ETF |
| Category | Equity | Alternative |
| Style | Large Cap Value | Option Writing |
| Inception | Oct 20, 2011 | Aug 20, 2025 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.1 years row, are measured over the window both funds cover: Aug 21, 2025 to Sep 18, 2026 (1.1 years).
SCHD vs SLTY growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.1 years both funds cover.
SCHD vs SLTY Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and YieldMax Ultra Short Option Income Strategy ETF (SLTY) is an ETF from YieldMax ETF. Over the past year SCHD returned +27.20% while SLTY returned -7.26%. Year to date, SCHD is up 23.46% versus a loss of 3.85% for SLTY.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SLTY has been the more volatile fund, with annualized monthly volatility of 15.7% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -4.6% for SCHD and -20.9% for SLTY. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at -0.30. They move together some of the time, and apart the rest.
Fees and Cost Over Time
SCHD charges 0.06% per year while SLTY charges 1.25%. On a $10,000 position that is $6 vs $125 annually, a gap of $119 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 102.18% for SLTY.
Holdings Overlap
At least 1.8% of SCHD's money is in holdings SLTY also owns.
Stated as a floor: for SLTY, our book for it covers 39.2% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
SCHD and SLTY share little of their money.
1 positions in common, counted across the 100 positions we hold weights for in SCHD and 29 in SLTY, against full books of 103 and 103.
Top Shared Holdings
| Stock | Weight in SCHD | Weight in SLTY | Difference |
|---|---|---|---|
| TGTTarget Corp Common Stock Usd.0833 | 1.78% | -3.57% | 5.35% |
You are not choosing between two funds in isolation.
Whichever of SCHD and SLTY you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or SLTY?
SCHD has an expense ratio of 0.06% while SLTY charges 1.25%. SCHD is the cheaper option, by $119 a year on a $10,000 investment.
Which performed better, SCHD or SLTY?
Over the past year SCHD returned +27.20% vs -7.26% for SLTY, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), SCHD annualized +24.76% vs -16.38% for SLTY. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or SLTY?
SLTY has been the more volatile fund at 15.7% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -4.6% vs SLTY -20.9%.
Should I hold both SCHD and SLTY?
SCHD and SLTY have a monthly-return correlation of -0.30, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between SCHD and SLTY?
At least 1.8% of SCHD's money is in holdings SLTY also owns. Our book for SLTY is partial, so the real figure is this or higher. They hold 1 positions in common, counted across the 100 positions we hold weights for in SCHD and 29 in SLTY.
Which pays a higher dividend, SCHD or SLTY?
SCHD yields 3.00% while SLTY yields 102.18%, so SLTY currently pays the higher dividend yield.
Is SLTY better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.