SCHD vs SMCL
Schwab US Dividend Equity ETF vs Graniteshares 2x Long SMCI Daily ETF
Which is better, SCHD or SMCL?
Large Cap Value against Trading-Leveraged Equity.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | SMCL |
|---|---|---|
| Expense Ratio | 0.06%Best | 1.50% |
| AUM | $112.2B | $41M |
| Dividend Yield | 3.13% | 0.00% |
| Holdings | 103 | 2 |
| YTD Return | +27.56%Best | -44.23% |
| 1Y Return | +30.29%Best | -74.17% |
| 3Y Return (annualized) | +16.37% | - |
| 5Y Return (annualized) | +10.23% | - |
| Volatility (annualized) | 12.8%Best | 187.7% |
| Max Drawdown | -14.0%Best | -97.5% |
| $10,000 over 1.7 years | $12,981Best | $1,189 |
| Fund Family | Charles Schwab Asset Management | GraniteShares |
| Category | Equity | Alternative |
| Style | Large Cap Value | Trading-Leveraged Equity |
| Inception | Oct 20, 2011 | Dec 12, 2024 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.7 years row, are measured over the window both funds cover: Dec 12, 2024 to Sep 4, 2026 (1.7 years).
SCHD vs SMCL growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.7 years both funds cover.
SCHD vs SMCL Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and Graniteshares 2x Long SMCI Daily ETF (SMCL) is an ETF from GraniteShares. Over the past year SCHD returned +30.29% while SMCL returned -74.17%. Year to date, SCHD is up 27.56% versus a loss of 44.23% for SMCL.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SMCL has been the more volatile fund, with annualized monthly volatility of 187.7% compared with 12.8% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -14.0% for SCHD and -97.5% for SMCL. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.16. They move largely independently of each other.
Fees and Cost Over Time
SCHD charges 0.06% per year while SMCL charges 1.50%. On a $10,000 position that is $6 vs $150 annually, a gap of $144 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 0.00% for SMCL.
Holdings Overlap
We hold position weights for 100 holdings in SCHD and 1 in SMCL, totalling 100.0% and 66.7% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 100 positions we hold weights for in SCHD and 1 in SMCL, against full books of 103 and 2.
You are not choosing between two funds in isolation.
Whichever of SCHD and SMCL you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or SMCL?
SCHD has an expense ratio of 0.06% while SMCL charges 1.50%. SCHD is the cheaper option, by $144 a year on a $10,000 investment.
Which performed better, SCHD or SMCL?
Over the past year SCHD returned +30.29% vs -74.17% for SMCL, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), SCHD annualized +16.59% vs -71.43% for SMCL. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or SMCL?
SMCL has been the more volatile fund at 187.7% annualized versus 12.8% for SCHD. Worst drawdown: SCHD -14.0% vs SMCL -97.5%.
Should I hold both SCHD and SMCL?
SCHD and SMCL have a monthly-return correlation of 0.16, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCHD or SMCL?
SCHD yields 3.13% while SMCL yields 0.00%, so SCHD currently pays the higher dividend yield.
Is SMCL better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.