SCHD vs SMUP
Schwab US Dividend Equity ETF vs T-REX 2X Long SMR Daily Target ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | SCHD | SMUP | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 1.50% | |
| AUM | $103.7B | $9M | |
| Dividend Yield | 3.31% | 3.20% | |
| Holdings | 104 | 3 | |
| YTD Return | +25.33% | +315.77% | |
| 1Y Return | +32.31% | -62.06% | |
| 3Y Return (annualized) | +15.40% | - | |
| 5Y Return (annualized) | +9.70% | - | |
| Volatility (annualized) | 13.6% | 2754.7% | |
| Max Drawdown | -33.4% | -98.8% | |
| Fund Family | Charles Schwab Asset Management | REX Shares | |
| Category | Equity | Alternative | |
| Inception | Oct 20, 2011 | Jul 25, 2025 |
SCHD vs SMUP Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and T-REX 2X Long SMR Daily Target ETF (SMUP) is a ETF from REX Shares. Over the past year SCHD returned +32.31% while SMUP returned -62.06%. Year to date, SCHD is up 25.33% versus a gain of 315.77% for SMUP.
Risk: Volatility and Drawdowns
SMUP has been the more volatile fund, with annualized monthly volatility of 2754.7% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -98.8% for SMUP. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.18. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SCHD charges 0.06% per year while SMUP charges 1.50%. On a $10,000 position that is $6 vs $150 annually, a gap of $144 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 3.20% for SMUP.
Holdings Overlap
SCHD and SMUP share 0 holdings out of 101 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or SMUP?
SCHD has an expense ratio of 0.06% while SMUP charges 1.50%. SCHD is the cheaper option. On a $10,000 investment, that is $144 per year of difference.
Which performed better, SCHD or SMUP?
Over the past year SCHD returned +32.31% vs -62.06% for SMUP, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), SCHD annualized +11.45% vs -79.08% for SMUP. Past performance does not guarantee future results.
Which is riskier, SCHD or SMUP?
SMUP has been the more volatile fund at 2754.7% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs SMUP -98.8%.
Should I hold both SCHD and SMUP?
SCHD and SMUP have a monthly-return correlation of 0.18, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHD and SMUP?
SCHD and SMUP share 0 common holdings with a 0.0% weight overlap. Combined, they hold 101 unique securities.
Which pays a higher dividend, SCHD or SMUP?
SCHD yields 3.31% while SMUP yields 3.20%, so SCHD currently pays the higher dividend yield.
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