SCHD vs SMYY

Quick Verdict

SCHD has a lower expense ratio. SCHD offers more diversification with 104 holdings.

Lower Fees: SCHDHigher Returns: TiedMore Diversified: SCHD

Side-by-Side Comparison

MetricSCHDSMYYWinner
Expense Ratio0.06%1.07%
AUM$103.7B$8M
Dividend Yield3.31%180.22%
Holdings1047
YTD Return+26.21%-12.92%
1Y Return+29.99%-
3Y Return (annualized)+15.73%-
5Y Return (annualized)+9.67%-
Volatility (annualized)13.6%-
Max Drawdown-33.4%-39.5%
Fund FamilyCharles Schwab Asset ManagementGraniteShares
CategoryEquityAlternative
InceptionOct 20, 2011Sep 30, 2025

SCHD vs SMYY Performance

Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and GraniteShares YieldBOOST SMCI ETF (SMYY) is a ETF from GraniteShares. Year to date, SCHD is up 26.21% versus a loss of 12.92% for SMYY.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -39.5% for SMYY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

SCHD charges 0.06% per year while SMYY charges 1.07%. On a $10,000 position that is $6 vs $107 annually, a gap of $101 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 180.22% for SMYY.

Frequently Asked Questions

Which is cheaper, SCHD or SMYY?

SCHD has an expense ratio of 0.06% while SMYY charges 1.07%. SCHD is the cheaper option. On a $10,000 investment, that is $101 per year of difference.

Which pays a higher dividend, SCHD or SMYY?

SCHD yields 3.31% while SMYY yields 180.22%, so SMYY currently pays the higher dividend yield.

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