SCHD vs SOLT

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricSCHDSOLTWinner
Expense Ratio0.06%1.85%
AUM$103.7B$122M
Dividend Yield3.31%5.79%
Holdings1042
YTD Return+24.26%-77.35%
1Y Return+31.38%-90.93%
3Y Return (annualized)+15.08%-
5Y Return (annualized)+9.72%-
Volatility (annualized)13.6%79.5%
Max Drawdown-33.4%-96.3%
Fund FamilyCharles Schwab Asset ManagementVolatility Shares, LLC
CategoryEquityAlternative
InceptionOct 20, 2011Mar 20, 2025

SCHD vs SOLT Performance

Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and 2x Solana ETF (SOLT) is a ETF from Volatility Shares, LLC. Over the past year SCHD returned +31.38% while SOLT returned -90.93%. Year to date, SCHD is up 24.26% versus a loss of 77.35% for SOLT.

Risk: Volatility and Drawdowns

SOLT has been the more volatile fund, with annualized monthly volatility of 79.5% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -96.3% for SOLT. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.29. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

SCHD charges 0.06% per year while SOLT charges 1.85%. On a $10,000 position that is $6 vs $185 annually, a gap of $179 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 5.79% for SOLT.

Frequently Asked Questions

Which is cheaper, SCHD or SOLT?

SCHD has an expense ratio of 0.06% while SOLT charges 1.85%. SCHD is the cheaper option. On a $10,000 investment, that is $179 per year of difference.

Which performed better, SCHD or SOLT?

Over the past year SCHD returned +31.38% vs -90.93% for SOLT, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), SCHD annualized +11.39% vs -78.85% for SOLT. Past performance does not guarantee future results.

Which is riskier, SCHD or SOLT?

SOLT has been the more volatile fund at 79.5% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs SOLT -96.3%.

Should I hold both SCHD and SOLT?

SCHD and SOLT have a monthly-return correlation of -0.29, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, SCHD or SOLT?

SCHD yields 3.31% while SOLT yields 5.79%, so SOLT currently pays the higher dividend yield.

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