SCHD vs SOYB
Schwab US Dividend Equity ETF vs Teucrium Soybean Fund ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | SCHD | SOYB | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 1.00% | |
| AUM | $103.7B | $62M | |
| Dividend Yield | 3.31% | 0.00% | |
| Holdings | 104 | 14 | |
| YTD Return | +25.33% | +15.35% | |
| 1Y Return | +32.31% | +16.69% | |
| 3Y Return (annualized) | +15.40% | -2.72% | |
| 5Y Return (annualized) | +9.70% | +1.85% | |
| Volatility (annualized) | 13.6% | 16.7% | |
| Max Drawdown | -33.4% | -53.8% | |
| Fund Family | Charles Schwab Asset Management | Teucrium | |
| Category | Equity | Commodity | |
| Inception | Oct 20, 2011 | Sep 19, 2011 |
SCHD vs SOYB Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Teucrium Soybean Fund ETF (SOYB) is a ETF from Teucrium. Over the past year SCHD returned +32.31% while SOYB returned +16.69%. Year to date, SCHD is up 25.33% versus a gain of 15.35% for SOYB.
Over three years, SCHD compounded at +15.40% per year against -2.72% for SOYB; over five years the annualized figures are +9.70% and +1.85% respectively. Across the full 15-year window we track, SCHD has the edge at +11.45% annualized vs +0.17%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SOYB has been the more volatile fund, with annualized monthly volatility of 16.7% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -53.8% for SOYB. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.21. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SCHD charges 0.06% per year while SOYB charges 1.00%. On a $10,000 position that is $6 vs $100 annually, a gap of $94 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 0.00% for SOYB.
Holdings Overlap
SCHD and SOYB share 0 holdings out of 101 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or SOYB?
SCHD has an expense ratio of 0.06% while SOYB charges 1.00%. SCHD is the cheaper option. On a $10,000 investment, that is $94 per year of difference.
Which performed better, SCHD or SOYB?
Over the past year SCHD returned +32.31% vs +16.69% for SOYB, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), SCHD annualized +11.45% vs +0.17% for SOYB. Past performance does not guarantee future results.
Which is riskier, SCHD or SOYB?
SOYB has been the more volatile fund at 16.7% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs SOYB -53.8%.
Should I hold both SCHD and SOYB?
SCHD and SOYB have a monthly-return correlation of 0.21, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHD and SOYB?
SCHD and SOYB share 0 common holdings with a 0.0% weight overlap. Combined, they hold 101 unique securities.
Which pays a higher dividend, SCHD or SOYB?
SCHD yields 3.31% while SOYB yields 0.00%, so SCHD currently pays the higher dividend yield.
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