SCHD vs STHH

SCHD vs STHH

Which is better, SCHD or STHH?

Large Cap Value against Large Cap Growth.

SCHD has a lower expense ratio. STHH led over 1Y and the full window.

Lower Fees: SCHDHigher Returns: STHH

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricSCHDSTHH
Expense Ratio0.06%Best0.19%
AUM$112.1B$2M
Dividend Yield3.00%10.18%
Holdings1032
YTD Return+24.96%+92.16%Best
1Y Return+28.75%+105.14%Best
3Y Return (annualized)+15.71%-
5Y Return (annualized)+9.86%-
Volatility (annualized)14.0%Best63.4%
Max Drawdown-13.0%Best-38.1%
$10,000 over 1.5 years$13,053$20,459Best
Fund FamilyCharles Schwab Asset ManagementADRH
CategoryEquityEquity
StyleLarge Cap ValueLarge Cap Growth
InceptionOct 20, 2011Mar 13, 2025

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 1.5 years row, are measured over the window both funds cover: Mar 14, 2025 to Sep 9, 2026 (1.5 years).

SCHD vs STHH growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.5 years both funds cover.

SCHD vs STHH Performance

Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and STMicroelectronics NV ADRhedged (STHH) is an ETF from ADRH. Over the past year SCHD returned +28.75% while STHH returned +105.14%. Year to date, SCHD is up 24.96% versus a gain of 92.16% for STHH.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

STHH has been the more volatile fund, with annualized monthly volatility of 63.4% compared with 14.0% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -13.0% for SCHD and -38.1% for STHH. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.15. They move largely independently of each other.

Fees and Cost Over Time

SCHD charges 0.06% per year while STHH charges 0.19%. On a $10,000 position that is $6 vs $19 annually, a gap of $13 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 10.18% for STHH.

Holdings Overlap

We hold position weights for 100 holdings in SCHD and 1 in STHH, totalling 100.0% and 96.6% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 100 positions we hold weights for in SCHD and 1 in STHH, against full books of 103 and 2.

You are not choosing between two funds in isolation.

Whichever of SCHD and STHH you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

SCHDSTHH

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, SCHD or STHH?

SCHD has an expense ratio of 0.06% while STHH charges 0.19%. SCHD is the cheaper option, by $13 a year on a $10,000 investment.

Which performed better, SCHD or STHH?

Over the past year SCHD returned +28.75% vs +105.14% for STHH, so STHH leads on 1-year performance. Over the longest common window we track (2 years), SCHD annualized +19.44% vs +61.16% for STHH. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, SCHD or STHH?

STHH has been the more volatile fund at 63.4% annualized versus 14.0% for SCHD. Worst drawdown: SCHD -13.0% vs STHH -38.1%.

Should I hold both SCHD and STHH?

SCHD and STHH have a monthly-return correlation of 0.15, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, SCHD or STHH?

SCHD yields 3.00% while STHH yields 10.18%, so STHH currently pays the higher dividend yield.

Is STHH better than SCHD?

SCHD has a lower expense ratio. STHH led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.