SCHD vs STHH
Schwab US Dividend Equity ETF vs STMicroelectronics NV ADRhedged
Quick Verdict
SCHD has a lower expense ratio. STHH delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | SCHD | STHH | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.19% | |
| AUM | $103.7B | $7M | |
| Dividend Yield | 3.31% | 0.68% | |
| Holdings | 104 | 2 | |
| YTD Return | +25.33% | +104.32% | |
| 1Y Return | +32.31% | +127.23% | |
| 3Y Return (annualized) | +15.40% | - | |
| 5Y Return (annualized) | +9.70% | - | |
| Volatility (annualized) | 13.6% | 64.6% | |
| Max Drawdown | -33.4% | -38.0% | |
| Fund Family | Charles Schwab Asset Management | ADRH | |
| Category | Equity | Equity | |
| Inception | Oct 20, 2011 | Mar 13, 2025 |
SCHD vs STHH Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and STMicroelectronics NV ADRhedged (STHH) is a ETF from ADRH. Over the past year SCHD returned +32.31% while STHH returned +127.23%. Year to date, SCHD is up 25.33% versus a gain of 104.32% for STHH.
Risk: Volatility and Drawdowns
STHH has been the more volatile fund, with annualized monthly volatility of 64.6% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -38.0% for STHH. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.17. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SCHD charges 0.06% per year while STHH charges 0.19%. On a $10,000 position that is $6 vs $19 annually, a gap of $13 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 0.68% for STHH.
Holdings Overlap
SCHD and STHH share 0 holdings out of 101 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or STHH?
SCHD has an expense ratio of 0.06% while STHH charges 0.19%. SCHD is the cheaper option. On a $10,000 investment, that is $13 per year of difference.
Which performed better, SCHD or STHH?
Over the past year SCHD returned +32.31% vs +127.23% for STHH, so STHH leads on 1-year performance. Over the longest common window we track (1 years), SCHD annualized +11.45% vs +73.09% for STHH. Past performance does not guarantee future results.
Which is riskier, SCHD or STHH?
STHH has been the more volatile fund at 64.6% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs STHH -38.0%.
Should I hold both SCHD and STHH?
SCHD and STHH have a monthly-return correlation of 0.17, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHD and STHH?
SCHD and STHH share 0 common holdings with a 0.0% weight overlap. Combined, they hold 101 unique securities.
Which pays a higher dividend, SCHD or STHH?
SCHD yields 3.31% while STHH yields 0.68%, so SCHD currently pays the higher dividend yield.
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