SCHD vs SWP
Schwab US Dividend Equity ETF vs SWP Growth & Income ETF
Which is better, SCHD or SWP?
Large Cap Value against Large Cap Growth.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. SWP is less concentrated, with 35.5% of the fund in its ten largest positions against 41.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | SWP |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.99% |
| AUM | $112.2B | $151M |
| Dividend Yield | 3.13% | 8.65% |
| Holdings | 103 | 75 |
| YTD Return | +26.13%Best | +6.17% |
| 1Y Return | +30.01%Best | +12.28% |
| 3Y Return (annualized) | +16.09% | - |
| 5Y Return (annualized) | +9.95% | - |
| Volatility (annualized) | 13.6% | 11.7%Best |
| Max Drawdown | -16.1% | -15.7%Best |
| $10,000 over 2 years | $13,292Best | $12,989 |
| Top 10 Weight | 41.5% | 35.5%Best |
| Fund Family | Charles Schwab Asset Management | GammaRoad |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Growth |
| Inception | Oct 20, 2011 | Sep 24, 2024 |
Volatility and max drawdown, and the $10,000 over 2 years row, are measured over the window both funds cover: Sep 25, 2024 to Sep 8, 2026 (2 years).
SCHD vs SWP growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2 years both funds cover.
SCHD vs SWP Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and SWP Growth & Income ETF (SWP) is an ETF from GammaRoad. Over the past year SCHD returned +30.01% while SWP returned +12.28%. Year to date, SCHD is up 26.13% versus a gain of 6.17% for SWP.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 11.7% for SWP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.1% for SCHD and -15.7% for SWP. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.58. They move together some of the time, and apart the rest.
Fees and Cost Over Time
SCHD charges 0.06% per year while SWP charges 0.99%. On a $10,000 position that is $6 vs $99 annually, a gap of $93 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 8.65% for SWP.
Holdings Overlap
3.2% of SCHD's money is in holdings SWP also owns. 4.7% of SWP's money is in holdings SCHD also owns.
SWP and SCHD share little of their money.
2 positions in common, counted across the 100 positions we hold weights for in SCHD and 43 in SWP, against full books of 103 and 75.
What only one of them owns
Our book lists 37 positions for SWP that do not appear in our book for SCHD (88.3% of the fund), and 96 for SCHD that do not appear in SWP (96.5%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of SCHD and SWP you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or SWP?
SCHD has an expense ratio of 0.06% while SWP charges 0.99%. SCHD is the cheaper option, by $93 a year on a $10,000 investment.
Which performed better, SCHD or SWP?
Over the past year SCHD returned +30.01% vs +12.28% for SWP, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), SCHD annualized +15.29% vs +13.97% for SWP. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or SWP?
SCHD has been the more volatile fund at 13.6% annualized versus 11.7% for SWP. Worst drawdown: SCHD -16.1% vs SWP -15.7%.
Should I hold both SCHD and SWP?
SCHD and SWP have a monthly-return correlation of 0.58, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between SCHD and SWP?
4.7% of SWP's money is in holdings SCHD also owns. 4.7% of SWP's is in holdings SCHD also owns. They hold 2 positions in common, counted across the 100 positions we hold weights for in SCHD and 43 in SWP.
Which pays a higher dividend, SCHD or SWP?
SCHD yields 3.13% while SWP yields 8.65%, so SWP currently pays the higher dividend yield.
Is SWP better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. SWP is less concentrated, with 35.5% of the fund in its ten largest positions against 41.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.