SCHD vs TEMX
Schwab US Dividend Equity ETF vs Touchstone Sands Capital Emerging Markets ex-China Growth ETF
Which is better, SCHD or TEMX?
Large Cap Value against Large Cap Growth.
SCHD has a lower expense ratio. SCHD led over 1Y, TEMX over the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | TEMX |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.80% |
| AUM | $112.1B | $13M |
| Dividend Yield | 3.00% | 0.87% |
| Holdings | 103 | 53 |
| YTD Return | +24.23%Best | +22.63% |
| 1Y Return | +27.90%Best | +27.59% |
| 3Y Return (annualized) | +15.55% | - |
| 5Y Return (annualized) | +9.97% | - |
| Volatility (annualized) | 13.9%Best | 20.8% |
| Max Drawdown | -14.0%Best | -16.8% |
| $10,000 over 1.6 years | $12,807 | $15,250Best |
| Fund Family | Charles Schwab Asset Management | Touchstone Investments |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Growth |
| Inception | Oct 20, 2011 | Feb 24, 2025 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.6 years row, are measured over the window both funds cover: Feb 26, 2025 to Sep 17, 2026 (1.6 years).
SCHD vs TEMX growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.6 years both funds cover.
SCHD vs TEMX Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and Touchstone Sands Capital Emerging Markets ex-China Growth ETF (TEMX) is an ETF from Touchstone Investments. Over the past year SCHD returned +27.90% while TEMX returned +27.59%. Year to date, SCHD is up 24.23% versus a gain of 22.63% for TEMX.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
TEMX has been the more volatile fund, with annualized monthly volatility of 20.8% compared with 13.9% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -14.0% for SCHD and -16.8% for TEMX. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.17. They move largely independently of each other.
Fees and Cost Over Time
SCHD charges 0.06% per year while TEMX charges 0.80%. On a $10,000 position that is $6 vs $80 annually, a gap of $74 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 0.87% for TEMX.
Holdings Overlap
We hold position weights for 100 holdings in SCHD and 42 in TEMX, totalling 100.0% and 89.5% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 100 positions we hold weights for in SCHD and 42 in TEMX, against full books of 103 and 53.
You are not choosing between two funds in isolation.
Whichever of SCHD and TEMX you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or TEMX?
SCHD has an expense ratio of 0.06% while TEMX charges 0.80%. SCHD is the cheaper option, by $74 a year on a $10,000 investment.
Which performed better, SCHD or TEMX?
Over the past year SCHD returned +27.90% vs +27.59% for TEMX, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), SCHD annualized +16.72% vs +30.18% for TEMX. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or TEMX?
TEMX has been the more volatile fund at 20.8% annualized versus 13.9% for SCHD. Worst drawdown: SCHD -14.0% vs TEMX -16.8%.
Should I hold both SCHD and TEMX?
SCHD and TEMX have a monthly-return correlation of 0.17, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCHD or TEMX?
SCHD yields 3.00% while TEMX yields 0.87%, so SCHD currently pays the higher dividend yield.
Is TEMX better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y, TEMX over the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.