SCHD vs TNGY
Schwab US Dividend Equity ETF vs Tortoise Energy Fund ETF
Which is better, SCHD or TNGY?
Large Cap Value against Mid Cap Value.
SCHD has a lower expense ratio. SCHD led over the full window, TNGY over 1Y. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 62.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | TNGY |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.85% |
| AUM | $112.1B | $587M |
| Dividend Yield | 3.00% | 4.46% |
| Holdings | 103 | 29 |
| YTD Return | +24.04% | +28.09%Best |
| 1Y Return | +27.95% | +29.26%Best |
| 3Y Return (annualized) | +15.51% | - |
| 5Y Return (annualized) | +9.80% | - |
| Volatility (annualized) | 12.9%Best | 14.3% |
| Max Drawdown | -4.6%Best | -9.8% |
| $10,000 over 1.3 years | $13,302Best | $13,085 |
| Top 10 Weight | 41.8%Best | 62.5% |
| Fund Family | Charles Schwab Asset Management | Tortoise Capital |
| Category | Equity | Equity |
| Style | Large Cap Value | Mid Cap Value |
| Inception | Oct 20, 2011 | Jun 16, 2025 |
Volatility and max drawdown, and the $10,000 over 1.3 years row, are measured over the window both funds cover: Jun 16, 2025 to Sep 16, 2026 (1.3 years).
SCHD vs TNGY growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.3 years both funds cover.
SCHD vs TNGY Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and Tortoise Energy Fund ETF (TNGY) is an ETF from Tortoise Capital. Over the past year SCHD returned +27.95% while TNGY returned +29.26%. Year to date, SCHD is up 24.04% versus a gain of 28.09% for TNGY.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
TNGY has been the more volatile fund, with annualized monthly volatility of 14.3% compared with 12.9% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -4.6% for SCHD and -9.8% for TNGY. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.54. They move together some of the time, and apart the rest.
Fees and Cost Over Time
SCHD charges 0.06% per year while TNGY charges 0.85%. On a $10,000 position that is $6 vs $85 annually, a gap of $79 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 4.46% for TNGY.
Holdings Overlap
6.8% of SCHD's money is in holdings TNGY also owns. 15.3% of TNGY's money is in holdings SCHD also owns.
TNGY and SCHD share little of their money.
3 positions in common, counted across the 100 positions we hold weights for in SCHD and 27 in TNGY, against full books of 103 and 29.
What only one of them owns
Our book lists 23 positions for TNGY that do not appear in our book for SCHD (84.4% of the fund), and 96 for SCHD that do not appear in TNGY (93.1%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of SCHD and TNGY you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or TNGY?
SCHD has an expense ratio of 0.06% while TNGY charges 0.85%. SCHD is the cheaper option, by $79 a year on a $10,000 investment.
Which performed better, SCHD or TNGY?
Over the past year SCHD returned +27.95% vs +29.26% for TNGY, so TNGY leads on 1-year performance. Over the longest common window we track (1 years), SCHD annualized +24.54% vs +22.98% for TNGY. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or TNGY?
TNGY has been the more volatile fund at 14.3% annualized versus 12.9% for SCHD. Worst drawdown: SCHD -4.6% vs TNGY -9.8%.
Should I hold both SCHD and TNGY?
SCHD and TNGY have a monthly-return correlation of 0.54, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between SCHD and TNGY?
15.3% of TNGY's money is in holdings SCHD also owns. 15.3% of TNGY's is in holdings SCHD also owns. They hold 3 positions in common, counted across the 100 positions we hold weights for in SCHD and 27 in TNGY.
Which pays a higher dividend, SCHD or TNGY?
SCHD yields 3.00% while TNGY yields 4.46%, so TNGY currently pays the higher dividend yield.
Is TNGY better than SCHD?
SCHD has a lower expense ratio. SCHD led over the full window, TNGY over 1Y. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 62.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.