SCHD vs TNGY
Schwab US Dividend Equity ETF vs Tortoise Energy Fund ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | SCHD | TNGY | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.85% | |
| AUM | $108.7B | $569M | |
| Dividend Yield | 3.13% | 4.46% | |
| Holdings | 104 | 29 | |
| YTD Return | +26.54% | +24.65% | |
| 1Y Return | +30.90% | +27.88% | |
| 3Y Return (annualized) | +16.29% | - | |
| 5Y Return (annualized) | +9.65% | - | |
| Volatility (annualized) | 13.6% | 14.1% | |
| Max Drawdown | -33.4% | -9.8% | |
| Fund Family | Charles Schwab Asset Management | Tortoise Capital | |
| Category | Equity | Equity | |
| Inception | Oct 20, 2011 | Jun 16, 2025 |
SCHD vs TNGY Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Tortoise Energy Fund ETF (TNGY) is a ETF from Tortoise Capital. Over the past year SCHD returned +30.90% while TNGY returned +27.88%. Year to date, SCHD is up 26.54% versus a gain of 24.65% for TNGY.
Risk: Volatility and Drawdowns
TNGY has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -9.8% for TNGY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.54. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SCHD charges 0.06% per year while TNGY charges 0.85%. On a $10,000 position that is $6 vs $85 annually, a gap of $79 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 4.46% for TNGY.
Holdings Overlap
SCHD and TNGY share 3 holdings out of 123 unique holdings combined, representing a 6.3% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or TNGY?
SCHD has an expense ratio of 0.06% while TNGY charges 0.85%. SCHD is the cheaper option. On a $10,000 investment, that is $79 per year of difference.
Which performed better, SCHD or TNGY?
Over the past year SCHD returned +30.90% vs +27.88% for TNGY, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), SCHD annualized +11.51% vs +22.08% for TNGY. Past performance does not guarantee future results.
Which is riskier, SCHD or TNGY?
TNGY has been the more volatile fund at 14.1% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs TNGY -9.8%.
Should I hold both SCHD and TNGY?
SCHD and TNGY have a monthly-return correlation of 0.54, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHD and TNGY?
SCHD and TNGY share 3 common holdings with a 6.3% weight overlap. Combined, they hold 123 unique securities.
Which pays a higher dividend, SCHD or TNGY?
SCHD yields 3.13% while TNGY yields 4.46%, so TNGY currently pays the higher dividend yield.
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