SCHD vs TRBF
Schwab US Dividend Equity ETF vs Angel Oak Total Return ETF
Which is better, SCHD or TRBF?
Large Cap Value against Intermediate Term Bond.
SCHD has a lower expense ratio. SCHD led over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | TRBF |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.44% |
| AUM | $108.9B | $49M |
| Dividend Yield | 3.00% | 4.38% |
| Holdings | 206 | 641 |
| YTD Return | +20.89%Best | -2.62% |
| 1Y Return | +23.87%Best | -1.90% |
| 3Y Return (annualized) | +16.42% | - |
| 5Y Return (annualized) | +9.40% | - |
| Volatility (annualized) | 14.6% | 4.4%Best |
| Fund Family | Charles Schwab Asset Management | Angel Oak Capital Advisors |
| Category | Equity | Fixed Income |
| Style | Large Cap Value | Intermediate Term Bond |
| Inception | Oct 20, 2011 | Oct 7, 2025 |
Not shown on this pair: Max Drawdown, $10,000 over the window, Top 10 Weight.
SCHD vs TRBF growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
SCHD vs TRBF Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and Angel Oak Total Return ETF (TRBF) is an ETF from Angel Oak Capital Advisors. Over the past year SCHD returned +23.87% while TRBF returned -1.90%. Year to date, SCHD is up 20.89% versus a loss of 2.62% for TRBF.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 4.4% for TRBF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The two funds' monthly returns correlate at 0.66. They move together some of the time, and apart the rest.
Fees and Cost Over Time
SCHD charges 0.06% per year while TRBF charges 0.44%. On a $10,000 position that is $6 vs $44 annually, a gap of $38 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 4.38% for TRBF.
Holdings Overlap
We hold position weights for 99 holdings in SCHD and 216 in TRBF, totalling 100.0% and 50.8% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 99 positions we hold weights for in SCHD and 216 in TRBF, against full books of 206 and 641.
You are not choosing between two funds in isolation.
Whichever of SCHD and TRBF you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or TRBF?
SCHD has an expense ratio of 0.06% while TRBF charges 0.44%. SCHD is the cheaper option, by $38 a year on a $10,000 investment.
Which performed better, SCHD or TRBF?
Over the past year SCHD returned +23.87% vs -1.90% for TRBF, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or TRBF?
SCHD has been the more volatile fund at 14.6% annualized versus 4.4% for TRBF.
Should I hold both SCHD and TRBF?
SCHD and TRBF have a monthly-return correlation of 0.66, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCHD or TRBF?
SCHD yields 3.00% while TRBF yields 4.38%, so TRBF currently pays the higher dividend yield.
Is TRBF better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.