SCHD vs TRND

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricSCHDTRNDWinner
Expense Ratio0.06%0.77%
AUM$103.7B$62M
Dividend Yield3.31%2.10%
Holdings1047
YTD Return+24.26%+11.18%
1Y Return+31.38%+19.21%
3Y Return (annualized)+15.08%+10.33%
5Y Return (annualized)+9.72%+5.56%
Volatility (annualized)13.6%10.6%
Max Drawdown-33.4%-17.9%
Fund FamilyCharles Schwab Asset ManagementPacer ETFs
CategoryEquityEquity
InceptionOct 20, 2011May 3, 2019

SCHD vs TRND Performance

Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Pacer Trendpilot Fund of Funds ETF (TRND) is a ETF from Pacer ETFs. Over the past year SCHD returned +31.38% while TRND returned +19.21%. Year to date, SCHD is up 24.26% versus a gain of 11.18% for TRND.

Over three years, SCHD compounded at +15.08% per year against +10.33% for TRND; over five years the annualized figures are +9.72% and +5.56% respectively. Across the full 7-year window we track, SCHD has the edge at +11.39% annualized vs +6.93%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 10.6% for TRND. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -17.9% for TRND. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.74. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

SCHD charges 0.06% per year while TRND charges 0.77%. On a $10,000 position that is $6 vs $77 annually, a gap of $71 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 2.10% for TRND.

Holdings Overlap

0.0%overlap

SCHD and TRND share 0 holdings out of 106 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, SCHD or TRND?

SCHD has an expense ratio of 0.06% while TRND charges 0.77%. SCHD is the cheaper option. On a $10,000 investment, that is $71 per year of difference.

Which performed better, SCHD or TRND?

Over the past year SCHD returned +31.38% vs +19.21% for TRND, so SCHD leads on 1-year performance. Over the longest common window we track (7 years), SCHD annualized +11.39% vs +6.93% for TRND. Past performance does not guarantee future results.

Which is riskier, SCHD or TRND?

SCHD has been the more volatile fund at 13.6% annualized versus 10.6% for TRND. Worst drawdown: SCHD -33.4% vs TRND -17.9%.

Should I hold both SCHD and TRND?

SCHD and TRND have a monthly-return correlation of 0.74, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SCHD and TRND?

SCHD and TRND share 0 common holdings with a 0.0% weight overlap. Combined, they hold 106 unique securities.

Which pays a higher dividend, SCHD or TRND?

SCHD yields 3.31% while TRND yields 2.10%, so SCHD currently pays the higher dividend yield.

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