SCHD vs TRUC
Schwab US Dividend Equity ETF vs VanEck Communication Services TruSector ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | SCHD | TRUC | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.14% | |
| AUM | $108.7B | $50M | |
| Dividend Yield | 3.13% | 0.23% | |
| Holdings | 104 | 7 | |
| YTD Return | +26.54% | +2.11% | |
| 1Y Return | +30.90% | - | |
| 3Y Return (annualized) | +16.29% | - | |
| 5Y Return (annualized) | +9.65% | - | |
| Volatility (annualized) | 13.6% | - | |
| Max Drawdown | -33.4% | -12.4% | |
| Fund Family | Charles Schwab Asset Management | VanEck | |
| Category | Equity | Equity | |
| Inception | Oct 20, 2011 | Feb 18, 2026 |
SCHD vs TRUC Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and VanEck Communication Services TruSector ETF (TRUC) is a ETF from VanEck. Year to date, SCHD is up 26.54% versus a gain of 2.11% for TRUC.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -12.4% for TRUC. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
SCHD charges 0.06% per year while TRUC charges 0.14%. On a $10,000 position that is $6 vs $14 annually, a gap of $8 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 0.23% for TRUC.
Holdings Overlap
SCHD and TRUC share 1 holdings out of 106 unique holdings combined, representing a 0.5% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in SCHD | Weight in TRUC | Difference |
|---|---|---|---|
| VZ | 3.84% | 0.54% | 3.30% |
Frequently Asked Questions
Which is cheaper, SCHD or TRUC?
SCHD has an expense ratio of 0.06% while TRUC charges 0.14%. SCHD is the cheaper option. On a $10,000 investment, that is $8 per year of difference.
What is the holdings overlap between SCHD and TRUC?
SCHD and TRUC share 1 common holdings with a 0.5% weight overlap. Combined, they hold 106 unique securities.
Which pays a higher dividend, SCHD or TRUC?
SCHD yields 3.13% while TRUC yields 0.23%, so SCHD currently pays the higher dividend yield.
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