SCHD vs TSEL
Schwab US Dividend Equity ETF vs Touchstone Sands Capital US Select Growth ETF
Which is better, SCHD or TSEL?
Large Cap Value against Large Cap Growth.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 55.9%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | TSEL |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.67% |
| AUM | $108.9B | $82M |
| Dividend Yield | 3.00% | 0.00% |
| Holdings | 206 | 56 |
| YTD Return | +20.89%Best | +6.51% |
| 1Y Return | +23.87%Best | -1.17% |
| 3Y Return (annualized) | +16.42% | - |
| 5Y Return (annualized) | +9.40% | - |
| Volatility (annualized) | 14.0%Best | 21.9% |
| Max Drawdown | -14.0%Best | -28.9% |
| $10,000 over 1.7 years | $12,620Best | $11,659 |
| Top 10 Weight | 41.8%Best | 55.9% |
| Fund Family | Charles Schwab Asset Management | Touchstone Investments |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Growth |
| Inception | Oct 20, 2011 | Jan 2, 2025 |
Volatility and max drawdown, and the $10,000 over 1.7 years row, are measured over the window both funds cover: Jan 3, 2025 to Oct 2, 2026 (1.7 years).
SCHD vs TSEL growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.7 years both funds cover.
SCHD vs TSEL Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and Touchstone Sands Capital US Select Growth ETF (TSEL) is an ETF from Touchstone Investments. Over the past year SCHD returned +23.87% while TSEL returned -1.17%. Year to date, SCHD is up 20.89% versus a gain of 6.51% for TSEL.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
TSEL has been the more volatile fund, with annualized monthly volatility of 21.9% compared with 14.0% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -14.0% for SCHD and -28.9% for TSEL. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at -0.14. They move largely independently of each other.
Fees and Cost Over Time
SCHD charges 0.06% per year while TSEL charges 0.67%. On a $10,000 position that is $6 vs $67 annually, a gap of $61 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 0.00% for TSEL.
Holdings Overlap
We hold position weights for 99 holdings in SCHD and 28 in TSEL, totalling 100.0% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 99 positions we hold weights for in SCHD and 28 in TSEL, against full books of 206 and 56.
What only one of them owns
Our book lists 26 positions for TSEL that do not appear in our book for SCHD (93.0% of the fund), and 98 for SCHD that do not appear in TSEL (99.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of SCHD and TSEL you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or TSEL?
SCHD has an expense ratio of 0.06% while TSEL charges 0.67%. SCHD is the cheaper option, by $61 a year on a $10,000 investment.
Which performed better, SCHD or TSEL?
Over the past year SCHD returned +23.87% vs -1.17% for TSEL, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), SCHD annualized +14.67% vs +9.45% for TSEL. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or TSEL?
TSEL has been the more volatile fund at 21.9% annualized versus 14.0% for SCHD. Worst drawdown: SCHD -14.0% vs TSEL -28.9%.
Should I hold both SCHD and TSEL?
SCHD and TSEL have a monthly-return correlation of -0.14, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCHD or TSEL?
SCHD yields 3.00% while TSEL yields 0.00%, so SCHD currently pays the higher dividend yield.
Is TSEL better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 55.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.