SCHD vs TSEL
Schwab US Dividend Equity ETF vs Touchstone Sands Capital US Select Growth ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | SCHD | TSEL | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.67% | |
| AUM | $108.7B | $83M | |
| Dividend Yield | 3.13% | 0.00% | |
| Holdings | 104 | 29 | |
| YTD Return | +25.69% | +6.09% | |
| 1Y Return | +30.41% | +1.65% | |
| 3Y Return (annualized) | +16.03% | - | |
| 5Y Return (annualized) | +9.64% | - | |
| Volatility (annualized) | 13.6% | 23.5% | |
| Max Drawdown | -33.4% | -28.9% | |
| Fund Family | Charles Schwab Asset Management | Touchstone Investments | |
| Category | Equity | Equity | |
| Inception | Oct 20, 2011 | Jan 2, 2025 |
SCHD vs TSEL Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Touchstone Sands Capital US Select Growth ETF (TSEL) is a ETF from Touchstone Investments. Over the past year SCHD returned +30.41% while TSEL returned +1.65%. Year to date, SCHD is up 25.69% versus a gain of 6.09% for TSEL.
Risk: Volatility and Drawdowns
TSEL has been the more volatile fund, with annualized monthly volatility of 23.5% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -28.9% for TSEL. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.11. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SCHD charges 0.06% per year while TSEL charges 0.67%. On a $10,000 position that is $6 vs $67 annually, a gap of $61 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 0.00% for TSEL.
Holdings Overlap
SCHD and TSEL share 0 holdings out of 128 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or TSEL?
SCHD has an expense ratio of 0.06% while TSEL charges 0.67%. SCHD is the cheaper option. On a $10,000 investment, that is $61 per year of difference.
Which performed better, SCHD or TSEL?
Over the past year SCHD returned +30.41% vs +1.65% for TSEL, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), SCHD annualized +11.46% vs +9.95% for TSEL. Past performance does not guarantee future results.
Which is riskier, SCHD or TSEL?
TSEL has been the more volatile fund at 23.5% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs TSEL -28.9%.
Should I hold both SCHD and TSEL?
SCHD and TSEL have a monthly-return correlation of -0.11, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHD and TSEL?
SCHD and TSEL share 0 common holdings with a 0.0% weight overlap. Combined, they hold 128 unique securities.
Which pays a higher dividend, SCHD or TSEL?
SCHD yields 3.13% while TSEL yields 0.00%, so SCHD currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.