SCHD vs TUA
Schwab US Dividend Equity ETF vs Simplify Short Term Treasury Futures Strategy ETF
Which is better, SCHD or TUA?
SCHD has been ahead.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | TUA |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.25% |
| AUM | $112.1B | $519M |
| Dividend Yield | 3.00% | 2.98% |
| Holdings | 103 | 9 |
| YTD Return | +24.59%Best | -8.65% |
| 1Y Return | +28.14%Best | -8.56% |
| 3Y Return (annualized) | +15.58%Best | +0.13% |
| 5Y Return (annualized) | +9.90% | - |
| Volatility (annualized) | 13.2% | 9.4%Best |
| Max Drawdown | -16.1% | -15.8%Best |
| $10,000 over 3.8 years | $15,211Best | $9,182 |
| Fund Family | Charles Schwab Asset Management | Simplify Exchange Traded Funds |
| Category | Equity | Fixed Income |
| Style | Large Cap Value | - |
| Inception | Oct 20, 2011 | Nov 14, 2022 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 3.8 years row, are measured over the window both funds cover: Nov 15, 2022 to Sep 10, 2026 (3.8 years).
SCHD vs TUA growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.8 years both funds cover.
SCHD vs TUA Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and Simplify Short Term Treasury Futures Strategy ETF (TUA) is an ETF from Simplify Exchange Traded Funds. Over the past year SCHD returned +28.14% while TUA returned -8.56%. Year to date, SCHD is up 24.59% versus a loss of 8.65% for TUA.
Over three years, SCHD compounded at +15.58% per year against +0.13% for TUA. Across the full 4-year window we track, SCHD has the edge at +11.67% annualized vs -2.22%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.2% compared with 9.4% for TUA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.1% for SCHD and -15.8% for TUA. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.28. They move largely independently of each other.
Fees and Cost Over Time
SCHD charges 0.06% per year while TUA charges 0.25%. On a $10,000 position that is $6 vs $25 annually, a gap of $19 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 2.98% for TUA.
Holdings Overlap
We hold position weights for 100 holdings in SCHD and 1 in TUA, totalling 100.0% and 87.3% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 100 positions we hold weights for in SCHD and 1 in TUA, against full books of 103 and 9.
You are not choosing between two funds in isolation.
Whichever of SCHD and TUA you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or TUA?
SCHD has an expense ratio of 0.06% while TUA charges 0.25%. SCHD is the cheaper option, by $19 a year on a $10,000 investment.
Which performed better, SCHD or TUA?
Over the past year SCHD returned +28.14% vs -8.56% for TUA, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), SCHD annualized +11.67% vs -2.22% for TUA. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or TUA?
SCHD has been the more volatile fund at 13.2% annualized versus 9.4% for TUA. Worst drawdown: SCHD -16.1% vs TUA -15.8%.
Should I hold both SCHD and TUA?
SCHD and TUA have a monthly-return correlation of 0.28, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCHD or TUA?
SCHD yields 3.00% while TUA yields 2.98%, so SCHD currently pays the higher dividend yield.
Is TUA better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.