Quick Verdict

SCHD has a lower expense ratio. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: TiedMore Diversified: SCHD

Side-by-Side Comparison

MetricSCHDTYYYWinner
Expense Ratio0.06%0.99%
AUM$103.7B$333,786.01
Dividend Yield3.31%1.92%
Holdings1040
YTD Return+24.26%-23.35%
1Y Return+31.38%-
3Y Return (annualized)+15.08%-
5Y Return (annualized)+9.72%-
Volatility (annualized)13.6%-
Max Drawdown-33.4%-33.0%
Fund FamilyCharles Schwab Asset ManagementWallStreetX ETFs, Inc.
CategoryEquityFixed Income
InceptionOct 20, 2011May 13, 2026

SCHD vs TYYY Performance

Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and xETFs TSLA Daily Income ETF (TYYY) is a ETF from WallStreetX ETFs, Inc.. Year to date, SCHD is up 24.26% versus a loss of 23.35% for TYYY.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -33.0% for TYYY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

SCHD charges 0.06% per year while TYYY charges 0.99%. On a $10,000 position that is $6 vs $99 annually, a gap of $93 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 1.92% for TYYY.

Frequently Asked Questions

Which is cheaper, SCHD or TYYY?

SCHD has an expense ratio of 0.06% while TYYY charges 0.99%. SCHD is the cheaper option. On a $10,000 investment, that is $93 per year of difference.

Which pays a higher dividend, SCHD or TYYY?

SCHD yields 3.31% while TYYY yields 1.92%, so SCHD currently pays the higher dividend yield.

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