SCHD vs UFOD

SCHD vs UFOD
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Quick Verdict

SCHD has a lower expense ratio. SCHD offers more diversification with 104 holdings.

Lower Fees: SCHDHigher Returns: TiedMore Diversified: SCHD

Side-by-Side Comparison

MetricSCHDUFODWinner
Expense Ratio0.06%0.99%
AUM$108.7B$3M
Dividend Yield3.13%0.00%
Holdings10461
YTD Return+28.63%+1.34%
1Y Return+32.53%-
3Y Return (annualized)+16.97%-
5Y Return (annualized)+10.47%-
Volatility (annualized)13.7%-
Max Drawdown-33.4%-21.6%
Fund FamilyCharles Schwab Asset ManagementTuttle Funds
CategoryEquityEquity
InceptionOct 20, 2011Feb 5, 2026

SCHD vs UFOD Performance

Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Tuttle Capital UFO Disclosure ETF (UFOD) is a ETF from Tuttle Funds. Year to date, SCHD is up 28.63% versus a gain of 1.34% for UFOD.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -21.6% for UFOD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

SCHD charges 0.06% per year while UFOD charges 0.99%. On a $10,000 position that is $6 vs $99 annually, a gap of $93 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 0.00% for UFOD.

Holdings Overlap

4.5%overlap

SCHD and UFOD share 3 holdings out of 157 unique holdings combined, representing a 4.5% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SCHDWeight in UFODDifference
LMT2.99%3.04%0.05%
TXN3.53%1.31%2.22%
BAH0.23%0.98%0.75%

Frequently Asked Questions

Which is cheaper, SCHD or UFOD?

SCHD has an expense ratio of 0.06% while UFOD charges 0.99%. SCHD is the cheaper option. On a $10,000 investment, that is $93 per year of difference.

What is the holdings overlap between SCHD and UFOD?

SCHD and UFOD share 3 common holdings with a 4.5% weight overlap. Combined, they hold 157 unique securities.

Which pays a higher dividend, SCHD or UFOD?

SCHD yields 3.13% while UFOD yields 0.00%, so SCHD currently pays the higher dividend yield.

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