SCHD vs UNHG
Schwab US Dividend Equity ETF vs Leverage Shares 2X Long UNH Daily ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | SCHD | UNHG | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.77% | |
| AUM | $108.7B | $71M | |
| Dividend Yield | 3.13% | 8.51% | |
| Holdings | 104 | 6 | |
| YTD Return | +28.70% | +12.43% | |
| 1Y Return | +32.27% | +31.61% | |
| 3Y Return (annualized) | +17.27% | - | |
| 5Y Return (annualized) | +10.23% | - | |
| Volatility (annualized) | 13.7% | 103.4% | |
| Max Drawdown | -33.4% | -57.0% | |
| Fund Family | Charles Schwab Asset Management | Leverage Shares | |
| Category | Equity | Alternative | |
| Inception | Oct 20, 2011 | Jul 22, 2025 |
SCHD vs UNHG Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Leverage Shares 2X Long UNH Daily ETF (UNHG) is a ETF from Leverage Shares. Over the past year SCHD returned +32.27% while UNHG returned +31.61%. Year to date, SCHD is up 28.70% versus a gain of 12.43% for UNHG.
Risk: Volatility and Drawdowns
UNHG has been the more volatile fund, with annualized monthly volatility of 103.4% compared with 13.7% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -57.0% for UNHG. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.01. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SCHD charges 0.06% per year while UNHG charges 0.77%. On a $10,000 position that is $6 vs $77 annually, a gap of $71 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 8.51% for UNHG.
Holdings Overlap
SCHD and UNHG share 0 holdings out of 101 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or UNHG?
SCHD has an expense ratio of 0.06% while UNHG charges 0.77%. SCHD is the cheaper option. On a $10,000 investment, that is $71 per year of difference.
Which performed better, SCHD or UNHG?
Over the past year SCHD returned +32.27% vs +31.61% for UNHG, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), SCHD annualized +11.63% vs +38.06% for UNHG. Past performance does not guarantee future results.
Which is riskier, SCHD or UNHG?
UNHG has been the more volatile fund at 103.4% annualized versus 13.7% for SCHD. Worst drawdown: SCHD -33.4% vs UNHG -57.0%.
Should I hold both SCHD and UNHG?
SCHD and UNHG have a monthly-return correlation of 0.01, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHD and UNHG?
SCHD and UNHG share 0 common holdings with a 0.0% weight overlap. Combined, they hold 101 unique securities.
Which pays a higher dividend, SCHD or UNHG?
SCHD yields 3.13% while UNHG yields 8.51%, so UNHG currently pays the higher dividend yield.
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