SCHD vs URNJ
Schwab US Dividend Equity ETF vs Sprott Junior Uranium Miners ETF
Which is better, SCHD or URNJ?
Large Cap Value against Precious Metals.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | URNJ |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.80% |
| AUM | $108.9B | $320M |
| Dividend Yield | 3.00% | 6.41% |
| Holdings | 206 | 42 |
| YTD Return | +20.67%Best | -29.57% |
| 1Y Return | +22.79%Best | -25.39% |
| 3Y Return (annualized) | +15.93%Best | +1.85% |
| 5Y Return (annualized) | +9.26% | - |
| Volatility (annualized) | 13.5%Best | 47.7% |
| Max Drawdown | -16.1%Best | -57.7% |
| $10,000 over 3.7 years | $14,440Best | $11,723 |
| Fund Family | Charles Schwab Asset Management | Sprott ETFS |
| Category | Equity | Commodity |
| Style | Large Cap Value | Precious Metals |
| Inception | Oct 20, 2011 | Feb 1, 2023 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 3.7 years row, are measured over the window both funds cover: Feb 2, 2023 to Oct 1, 2026 (3.7 years).
SCHD vs URNJ growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.7 years both funds cover.
SCHD vs URNJ Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and Sprott Junior Uranium Miners ETF (URNJ) is an ETF from Sprott ETFS. Over the past year SCHD returned +22.79% while URNJ returned -25.39%. Year to date, SCHD is up 20.67% versus a loss of 29.57% for URNJ.
Over three years, SCHD compounded at +15.93% per year against +1.85% for URNJ. Across the full 4-year window we track, SCHD has the edge at +10.44% annualized vs +4.39%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
URNJ has been the more volatile fund, with annualized monthly volatility of 47.7% compared with 13.5% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.1% for SCHD and -57.7% for URNJ. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.27. They move largely independently of each other.
Fees and Cost Over Time
SCHD charges 0.06% per year while URNJ charges 0.80%. On a $10,000 position that is $6 vs $80 annually, a gap of $74 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 6.41% for URNJ.
Holdings Overlap
We hold position weights for 99 holdings in SCHD and 37 in URNJ, totalling 100.0% and 86.2% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 99 positions we hold weights for in SCHD and 37 in URNJ, against full books of 206 and 42.
You are not choosing between two funds in isolation.
Whichever of SCHD and URNJ you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or URNJ?
SCHD has an expense ratio of 0.06% while URNJ charges 0.80%. SCHD is the cheaper option, by $74 a year on a $10,000 investment.
Which performed better, SCHD or URNJ?
Over the past year SCHD returned +22.79% vs -25.39% for URNJ, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), SCHD annualized +10.44% vs +4.39% for URNJ. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or URNJ?
URNJ has been the more volatile fund at 47.7% annualized versus 13.5% for SCHD. Worst drawdown: SCHD -16.1% vs URNJ -57.7%.
Should I hold both SCHD and URNJ?
SCHD and URNJ have a monthly-return correlation of 0.27, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCHD or URNJ?
SCHD yields 3.00% while URNJ yields 6.41%, so URNJ currently pays the higher dividend yield.
Is URNJ better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.