SCHD vs VAIE

Quick Verdict

SCHD has a lower expense ratio. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: TiedMore Diversified: SCHD

Side-by-Side Comparison

MetricSCHDVAIEWinner
Expense Ratio0.06%0.74%
AUM$103.7B$20M
Dividend Yield3.31%1.86%
Holdings1041
YTD Return+25.33%+3.67%
1Y Return+32.31%-
3Y Return (annualized)+15.40%-
5Y Return (annualized)+9.70%-
Volatility (annualized)13.6%-
Max Drawdown-33.4%-4.8%
Fund FamilyCharles Schwab Asset ManagementVegaShares ETFs
CategoryEquityAlternative
InceptionOct 20, 2011May 12, 2026

SCHD vs VAIE Performance

Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and VegaShares US Equity Autocallable Income ETF (VAIE) is a ETF from VegaShares ETFs. Year to date, SCHD is up 25.33% versus a gain of 3.67% for VAIE.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -4.8% for VAIE. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

SCHD charges 0.06% per year while VAIE charges 0.74%. On a $10,000 position that is $6 vs $74 annually, a gap of $68 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 1.86% for VAIE.

Holdings Overlap

0.0%overlap

SCHD and VAIE share 0 holdings out of 101 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, SCHD or VAIE?

SCHD has an expense ratio of 0.06% while VAIE charges 0.74%. SCHD is the cheaper option. On a $10,000 investment, that is $68 per year of difference.

What is the holdings overlap between SCHD and VAIE?

SCHD and VAIE share 0 common holdings with a 0.0% weight overlap. Combined, they hold 101 unique securities.

Which pays a higher dividend, SCHD or VAIE?

SCHD yields 3.31% while VAIE yields 1.86%, so SCHD currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.