SCHD vs VSGX
Schwab US Dividend Equity ETF vs Vanguard ESG International Stock ETF
Which is better, SCHD or VSGX?
Large Cap Value against Large Cap Blend.
SCHD has a lower expense ratio. SCHD led over 1Y, 5Y and the full window, VSGX over 3Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | VSGX |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.10% |
| AUM | $112.1B | $6.5B |
| Dividend Yield | 3.00% | 2.89% |
| Holdings | 103 | 6,629 |
| YTD Return | +21.99%Best | +12.70% |
| 1Y Return | +25.92%Best | +18.10% |
| 3Y Return (annualized) | +15.66% | +19.61%Best |
| 5Y Return (annualized) | +9.48%Best | +7.56% |
| Volatility (annualized) | 16.7% | 16.2%Best |
| Max Drawdown | -33.4% | -33.1%Best |
| $10,000 over 5 years | $15,728Best | $14,396 |
| Fund Family | Charles Schwab Asset Management | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Oct 20, 2011 | Sep 18, 2018 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Sep 20, 2018 to Sep 23, 2026 (8 years).
SCHD vs VSGX growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 8 years both funds cover.
SCHD vs VSGX Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and Vanguard ESG International Stock ETF (VSGX) is an ETF from Vanguard (US). Over the past year SCHD returned +25.92% while VSGX returned +18.10%. Year to date, SCHD is up 21.99% versus a gain of 12.70% for VSGX.
Over three years, SCHD compounded at +15.66% per year against +19.61% for VSGX; over five years the annualized figures are +9.48% and +7.56% respectively. Across the full 8-year window we track, SCHD has the edge at +10.60% annualized vs +8.41%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 16.7% compared with 16.2% for VSGX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -33.1% for VSGX. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SCHD charges 0.06% per year while VSGX charges 0.10%. On a $10,000 position that is $6 vs $10 annually, a gap of $4 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 2.89% for VSGX.
Holdings Overlap
We hold position weights for 100 holdings in SCHD and 6,184 in VSGX, totalling 100.0% and 92.5% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 100 positions we hold weights for in SCHD and 6,184 in VSGX, against full books of 103 and 6,629.
You are not choosing between two funds in isolation.
Whichever of SCHD and VSGX you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or VSGX?
SCHD has an expense ratio of 0.06% while VSGX charges 0.10%. SCHD is the cheaper option, by $4 a year on a $10,000 investment.
Which performed better, SCHD or VSGX?
Over the past year SCHD returned +25.92% vs +18.10% for VSGX, so SCHD leads on 1-year performance. Over the longest common window we track (8 years), SCHD annualized +10.60% vs +8.41% for VSGX. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or VSGX?
SCHD has been the more volatile fund at 16.7% annualized versus 16.2% for VSGX. Worst drawdown: SCHD -33.4% vs VSGX -33.1%.
Should I hold both SCHD and VSGX?
SCHD and VSGX have a monthly-return correlation of 0.78, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCHD or VSGX?
SCHD yields 3.00% while VSGX yields 2.89%, so SCHD currently pays the higher dividend yield.
Is VSGX better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y, 5Y and the full window, VSGX over 3Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.