Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricSCHDWEELWinner
Expense Ratio0.06%0.99%
AUM$103.7B$39M
Dividend Yield3.31%12.48%
Holdings10438
YTD Return+24.26%+8.47%
1Y Return+31.38%+17.48%
3Y Return (annualized)+15.08%-
5Y Return (annualized)+9.72%-
Volatility (annualized)13.6%7.5%
Max Drawdown-33.4%-17.4%
Fund FamilyCharles Schwab Asset ManagementPeerless ETFs
CategoryEquityAlternative
InceptionOct 20, 2011May 16, 2024

SCHD vs WEEL Performance

Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Peerless Option Income Wheel ETF (WEEL) is a ETF from Peerless ETFs. Over the past year SCHD returned +31.38% while WEEL returned +17.48%. Year to date, SCHD is up 24.26% versus a gain of 8.47% for WEEL.

Risk: Volatility and Drawdowns

SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 7.5% for WEEL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -17.4% for WEEL. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.48. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

SCHD charges 0.06% per year while WEEL charges 0.99%. On a $10,000 position that is $6 vs $99 annually, a gap of $93 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 12.48% for WEEL.

Holdings Overlap

0.0%overlap

SCHD and WEEL share 0 holdings out of 110 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, SCHD or WEEL?

SCHD has an expense ratio of 0.06% while WEEL charges 0.99%. SCHD is the cheaper option. On a $10,000 investment, that is $93 per year of difference.

Which performed better, SCHD or WEEL?

Over the past year SCHD returned +31.38% vs +17.48% for WEEL, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), SCHD annualized +11.39% vs +13.40% for WEEL. Past performance does not guarantee future results.

Which is riskier, SCHD or WEEL?

SCHD has been the more volatile fund at 13.6% annualized versus 7.5% for WEEL. Worst drawdown: SCHD -33.4% vs WEEL -17.4%.

Should I hold both SCHD and WEEL?

SCHD and WEEL have a monthly-return correlation of 0.48, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SCHD and WEEL?

SCHD and WEEL share 0 common holdings with a 0.0% weight overlap. Combined, they hold 110 unique securities.

Which pays a higher dividend, SCHD or WEEL?

SCHD yields 3.31% while WEEL yields 12.48%, so WEEL currently pays the higher dividend yield.

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