SCHD vs WYFL

Quick Verdict

SCHD has a lower expense ratio. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: TiedMore Diversified: SCHD

Side-by-Side Comparison

MetricSCHDWYFLWinner
Expense Ratio0.06%1.31%
AUM$103.7B$3M
Dividend Yield3.31%0.00%
Holdings1041
YTD Return+25.33%-55.87%
1Y Return+32.31%-
3Y Return (annualized)+15.40%-
5Y Return (annualized)+9.70%-
Volatility (annualized)13.6%-
Max Drawdown-33.4%-83.6%
Fund FamilyCharles Schwab Asset ManagementDefiance ETFs, LLC
CategoryEquityAlternative
InceptionOct 20, 2011Jun 3, 2026

SCHD vs WYFL Performance

Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Defiance Daily Target 2x Long WYFI ETF (WYFL) is a ETF from Defiance ETFs, LLC. Year to date, SCHD is up 25.33% versus a loss of 55.87% for WYFL.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -83.6% for WYFL. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

SCHD charges 0.06% per year while WYFL charges 1.31%. On a $10,000 position that is $6 vs $131 annually, a gap of $125 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 0.00% for WYFL.

Holdings Overlap

0.0%overlap

SCHD and WYFL share 0 holdings out of 101 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, SCHD or WYFL?

SCHD has an expense ratio of 0.06% while WYFL charges 1.31%. SCHD is the cheaper option. On a $10,000 investment, that is $125 per year of difference.

What is the holdings overlap between SCHD and WYFL?

SCHD and WYFL share 0 common holdings with a 0.0% weight overlap. Combined, they hold 101 unique securities.

Which pays a higher dividend, SCHD or WYFL?

SCHD yields 3.31% while WYFL yields 0.00%, so SCHD currently pays the higher dividend yield.

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