SCHD vs XHYE
Schwab US Dividend Equity ETF vs BondBloxx USD High Yield Bond Energy Sector ETF
Which is better, SCHD or XHYE?
Large Cap Value against Long Term High Quality.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | XHYE |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.35% |
| AUM | $112.1B | $6M |
| Dividend Yield | 3.00% | 6.41% |
| Holdings | 103 | 211 |
| Volatility (annualized) | 15.1% | 7.2%Best |
| Max Drawdown | -16.1% | -8.9%Best |
| $10,000 over 4.2 years | $14,328Best | $12,976 |
| Fund Family | Charles Schwab Asset Management | BondBloxx |
| Category | Equity | Fixed Income |
| Style | Large Cap Value | Long Term High Quality |
| Inception | Oct 20, 2011 | Feb 15, 2022 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.
The two price series end 125 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. SCHD has data through Sep 17, 2026 and XHYE through May 15, 2026.
Volatility and max drawdown, and the $10,000 over 4.2 years row, are measured over the window both funds cover: Feb 17, 2022 to May 15, 2026 (4.2 years).
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 7.2% for XHYE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.1% for SCHD and -8.9% for XHYE. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SCHD charges 0.06% per year while XHYE charges 0.35%. On a $10,000 position that is $6 vs $35 annually, a gap of $29 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 6.41% for XHYE.
Holdings Overlap
We hold position weights for 100 holdings in SCHD and 179 in XHYE, totalling 100.0% and 83.9% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
The two holdings books were reported 213 days apart, SCHD as of Aug 31, 2026 and XHYE as of Jan 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.
0 positions in common, counted across the 100 positions we hold weights for in SCHD and 179 in XHYE, against full books of 103 and 211.
You are not choosing between two funds in isolation.
Whichever of SCHD and XHYE you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or XHYE?
SCHD has an expense ratio of 0.06% while XHYE charges 0.35%. SCHD is the cheaper option, by $29 a year on a $10,000 investment.
Which is riskier, SCHD or XHYE?
SCHD has been the more volatile fund at 15.1% annualized versus 7.2% for XHYE. Worst drawdown: SCHD -16.1% vs XHYE -8.9%.
Should I hold both SCHD and XHYE?
SCHD and XHYE have a monthly-return correlation of 0.78, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCHD or XHYE?
SCHD yields 3.00% while XHYE yields 6.41%, so XHYE currently pays the higher dividend yield.
Is XHYE better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.