SCHD vs XIDE
SCHD vs XIDE
Schwab US Dividend Equity ETF vs FT Vest US Equity Buffer & Premium Income ETF - December
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | SCHD | XIDE | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.85% | |
| AUM | $103.7B | $23M | |
| Dividend Yield | 3.31% | 6.34% | |
| Holdings | 104 | 15 | |
| YTD Return | +24.26% | +0.60% | |
| 1Y Return | +31.38% | +2.62% | |
| 3Y Return (annualized) | +15.08% | - | |
| 5Y Return (annualized) | +9.72% | - | |
| Volatility (annualized) | 13.6% | 7.5% | |
| Max Drawdown | -33.4% | -11.8% | |
| Fund Family | Charles Schwab Asset Management | First Trust Portfolios (US) | |
| Category | Equity | Alternative | |
| Inception | Oct 20, 2011 | Dec 15, 2023 |
SCHD vs XIDE Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and FT Vest US Equity Buffer & Premium Income ETF - December (XIDE) is a ETF from First Trust Portfolios (US). Over the past year SCHD returned +31.38% while XIDE returned +2.62%. Year to date, SCHD is up 24.26% versus a gain of 0.60% for XIDE.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 7.5% for XIDE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -11.8% for XIDE. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.16. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SCHD charges 0.06% per year while XIDE charges 0.85%. On a $10,000 position that is $6 vs $85 annually, a gap of $79 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 6.34% for XIDE.
Holdings Overlap
SCHD and XIDE share 0 holdings out of 101 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or XIDE?
SCHD has an expense ratio of 0.06% while XIDE charges 0.85%. SCHD is the cheaper option. On a $10,000 investment, that is $79 per year of difference.
Which performed better, SCHD or XIDE?
Over the past year SCHD returned +31.38% vs +2.62% for XIDE, so SCHD leads on 1-year performance. Over the longest common window we track (3 years), SCHD annualized +11.39% vs +0.32% for XIDE. Past performance does not guarantee future results.
Which is riskier, SCHD or XIDE?
SCHD has been the more volatile fund at 13.6% annualized versus 7.5% for XIDE. Worst drawdown: SCHD -33.4% vs XIDE -11.8%.
Should I hold both SCHD and XIDE?
SCHD and XIDE have a monthly-return correlation of 0.16, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHD and XIDE?
SCHD and XIDE share 0 common holdings with a 0.0% weight overlap. Combined, they hold 101 unique securities.
Which pays a higher dividend, SCHD or XIDE?
SCHD yields 3.31% while XIDE yields 6.34%, so XIDE currently pays the higher dividend yield.
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