SCHD vs YXI

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricSCHDYXIWinner
Expense Ratio0.06%0.95%
AUM$103.7B$4M
Dividend Yield3.31%2.35%
Holdings1046
YTD Return+25.58%+13.36%
1Y Return+31.06%+6.80%
3Y Return (annualized)+15.55%-11.46%
5Y Return (annualized)+9.61%-4.81%
Volatility (annualized)13.6%22.7%
Max Drawdown-33.4%-81.7%
Fund FamilyCharles Schwab Asset ManagementProShares
CategoryEquityAlternative
InceptionOct 20, 2011Mar 16, 2010

SCHD vs YXI Performance

Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and ProShares Short FTSE China 50 (YXI) is a ETF from ProShares. Over the past year SCHD returned +31.06% while YXI returned +6.80%. Year to date, SCHD is up 25.58% versus a gain of 13.36% for YXI.

Over three years, SCHD compounded at +15.55% per year against -11.46% for YXI; over five years the annualized figures are +9.61% and -4.81% respectively. Across the full 15-year window we track, SCHD has the edge at +11.46% annualized vs -8.23%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

YXI has been the more volatile fund, with annualized monthly volatility of 22.7% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -81.7% for YXI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.32. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

SCHD charges 0.06% per year while YXI charges 0.95%. On a $10,000 position that is $6 vs $95 annually, a gap of $89 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 2.35% for YXI.

Frequently Asked Questions

Which is cheaper, SCHD or YXI?

SCHD has an expense ratio of 0.06% while YXI charges 0.95%. SCHD is the cheaper option. On a $10,000 investment, that is $89 per year of difference.

Which performed better, SCHD or YXI?

Over the past year SCHD returned +31.06% vs +6.80% for YXI, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), SCHD annualized +11.46% vs -8.23% for YXI. Past performance does not guarantee future results.

Which is riskier, SCHD or YXI?

YXI has been the more volatile fund at 22.7% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs YXI -81.7%.

Should I hold both SCHD and YXI?

SCHD and YXI have a monthly-return correlation of -0.32, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, SCHD or YXI?

SCHD yields 3.31% while YXI yields 2.35%, so SCHD currently pays the higher dividend yield.

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