SCHD vs YYY
Schwab US Dividend Equity ETF vs Amplify CEF High Income ETF
Which is better, SCHD or YYY?
Large Cap Value against Debt-oriented balanced.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. YYY is less concentrated, with 30.4% of the fund in its ten largest positions against 41.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | YYY |
|---|---|---|
| Expense Ratio | 0.06%Best | 3.23% |
| AUM | $112.2B | $743M |
| Dividend Yield | 3.13% | 13.88% |
| Holdings | 103 | 62 |
| YTD Return | +27.56%Best | +5.01% |
| 1Y Return | +30.29%Best | +7.28% |
| 3Y Return (annualized) | +16.37%Best | +11.27% |
| 5Y Return (annualized) | +10.23%Best | +3.11% |
| Volatility (annualized) | 13.8% | 13.5%Best |
| Max Drawdown | -33.4%Best | -58.8% |
| $10,000 over 5 years | $16,274Best | $11,655 |
| Top 10 Weight | 41.5% | 30.4%Best |
| Fund Family | Charles Schwab Asset Management | Amplify ETFs |
| Category | Equity | Allocation/Balanced |
| Style | Large Cap Value | Debt-oriented balanced |
| Inception | Oct 20, 2011 | Jun 12, 2012 |
Volatility and max drawdown are measured over the window both funds cover: Jun 12, 2012 to Sep 4, 2026 (14.2 years).
SCHD vs YYY growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 14.2 years both funds cover.
SCHD vs YYY Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and Amplify CEF High Income ETF (YYY) is an ETF from Amplify ETFs. Over the past year SCHD returned +30.29% while YYY returned +7.28%. Year to date, SCHD is up 27.56% versus a gain of 5.01% for YYY.
Over three years, SCHD compounded at +16.37% per year against +11.27% for YYY; over five years the annualized figures are +10.23% and +3.11% respectively. Across the full 14-year window we track, SCHD has the edge at +11.41% annualized vs +0.30%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.8% compared with 13.5% for YYY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -58.8% for YYY. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.76. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SCHD charges 0.06% per year while YYY charges 3.23%. On a $10,000 position that is $6 vs $323 annually, a gap of $317 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 13.88% for YYY.
Holdings Overlap
We hold position weights for 100 holdings in SCHD and 61 in YYY, totalling 100.0% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 100 positions we hold weights for in SCHD and 61 in YYY, against full books of 103 and 62.
What only one of them owns
Our book lists 60 positions for YYY that do not appear in our book for SCHD (98.6% of the fund), and 99 for SCHD that do not appear in YYY (99.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of SCHD and YYY you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or YYY?
SCHD has an expense ratio of 0.06% while YYY charges 3.23%. SCHD is the cheaper option, by $317 a year on a $10,000 investment.
Which performed better, SCHD or YYY?
Over the past year SCHD returned +30.29% vs +7.28% for YYY, so SCHD leads on 1-year performance. Over the longest common window we track (14 years), SCHD annualized +11.41% vs +0.30% for YYY. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or YYY?
SCHD has been the more volatile fund at 13.8% annualized versus 13.5% for YYY. Worst drawdown: SCHD -33.4% vs YYY -58.8%.
Should I hold both SCHD and YYY?
SCHD and YYY have a monthly-return correlation of 0.76, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCHD or YYY?
SCHD yields 3.13% while YYY yields 13.88%, so YYY currently pays the higher dividend yield.
Is YYY better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. YYY is less concentrated, with 30.4% of the fund in its ten largest positions against 41.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.