SCHD vs ZCBC

SCHD vs ZCBC
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Quick Verdict

SCHD has a lower expense ratio. SCHD offers more diversification with 103 holdings.

Lower Fees: SCHDHigher Returns: TiedMore Diversified: SCHD

Side-by-Side Comparison

MetricSCHDZCBCWinner
Expense Ratio0.06%0.07%
AUM$112.2B$969,022.77
Dividend Yield3.13%1.97%
Holdings1036
YTD Return+27.89%-1.24%
1Y Return+29.93%-
3Y Return (annualized)+16.13%-
5Y Return (annualized)+10.00%-
Volatility (annualized)13.6%-
Max Drawdown-33.4%-3.7%
Fund FamilyCharles Schwab Asset ManagementGlobal X by mirae Asset
CategoryEquityFixed Income
InceptionOct 20, 2011Jan 6, 2026

SCHD vs ZCBC Performance

Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Global X Zero Coupon Bond 2032 ETF (ZCBC) is a ETF from Global X by mirae Asset. Year to date, SCHD is up 27.89% versus a loss of 1.24% for ZCBC.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -3.7% for ZCBC. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

SCHD charges 0.06% per year while ZCBC charges 0.07%. On a $10,000 position that is $6 vs $7 annually, a gap of $1 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 1.97% for ZCBC.

Frequently Asked Questions

Which is cheaper, SCHD or ZCBC?

SCHD has an expense ratio of 0.06% while ZCBC charges 0.07%. SCHD is the cheaper option. On a $10,000 investment, that is $1 per year of difference.

Which pays a higher dividend, SCHD or ZCBC?

SCHD yields 3.13% while ZCBC yields 1.97%, so SCHD currently pays the higher dividend yield.

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