SDCP vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricSDCPVTIWinner
Expense Ratio0.35%0.03%
AUM$13M$663.5B
Dividend Yield5.23%1.07%
Holdings3053,543
YTD Return+1.73%+14.96%
1Y Return+3.54%+22.39%
3Y Return (annualized)-+21.51%
5Y Return (annualized)-+12.36%
Volatility (annualized)1.6%15.4%
Max Drawdown-0.8%-56.6%
Fund FamilyVirtus Investment PartnersVanguard (US)
CategoryFixed IncomeEquity
InceptionNov 15, 2023May 24, 2001

SDCP vs VTI Performance

Virtus Newfleet Short Duration Core Plus Bond ETF (SDCP) is a ETF from Virtus Investment Partners and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year SDCP returned +3.54% while VTI returned +22.39%. Year to date, SDCP is up 1.73% versus a gain of 14.96% for VTI.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 1.6% for SDCP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -0.8% for SDCP and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.48. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

SDCP charges 0.35% per year while VTI charges 0.03%. On a $10,000 position that is $35 vs $3 annually, a gap of $32 per year that compounds over a long holding period. On income, SDCP currently yields 5.23% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

SDCP and VTI share 0 holdings out of 2787 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, SDCP or VTI?

SDCP has an expense ratio of 0.35% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $32 per year of difference.

Which performed better, SDCP or VTI?

Over the past year SDCP returned +3.54% vs +22.39% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (3 years), SDCP annualized +5.51% vs +8.16% for VTI. Past performance does not guarantee future results.

Which is riskier, SDCP or VTI?

VTI has been the more volatile fund at 15.4% annualized versus 1.6% for SDCP. Worst drawdown: SDCP -0.8% vs VTI -56.6%.

Should I hold both SDCP and VTI?

SDCP and VTI have a monthly-return correlation of 0.48, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SDCP and VTI?

SDCP and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2787 unique securities.

Which pays a higher dividend, SDCP or VTI?

SDCP yields 5.23% while VTI yields 1.07%, so SDCP currently pays the higher dividend yield.

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