SDCP vs VTI

SDCP vs VTI

Which is better, SDCP or VTI?

Short Term Bond against Large Cap Blend.

VTI has a lower expense ratio. VTI led over 1Y and the full window.

Lower Fees: VTIHigher Returns: VTI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricSDCPVTI
Expense Ratio0.35%0.03%Best
AUM$13M$666.9B
Dividend Yield4.94%1.03%
Holdings3443,543
YTD Return+1.37%+12.57%Best
1Y Return+2.51%+17.22%Best
3Y Return (annualized)-+20.87%
5Y Return (annualized)-+11.86%
Volatility (annualized)1.6%Best12.1%
Max Drawdown-0.8%Best-19.3%
$10,000 over 2.8 years$11,531$17,454Best
Fund FamilyVirtus Investment PartnersVanguard (US)
CategoryFixed IncomeEquity
StyleShort Term BondLarge Cap Blend
InceptionNov 15, 2023May 24, 2001

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 2.8 years row, are measured over the window both funds cover: Nov 16, 2023 to Sep 11, 2026 (2.8 years).

SDCP vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.8 years both funds cover.

SDCP vs VTI Performance

Virtus Newfleet Short Duration Core Plus Bond ETF (SDCP) is an ETF from Virtus Investment Partners and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year SDCP returned +2.51% while VTI returned +17.22%. Year to date, SDCP is up 1.37% versus a gain of 12.57% for VTI.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 12.1% compared with 1.6% for SDCP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -0.8% for SDCP and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.50. They move together some of the time, and apart the rest.

Fees and Cost Over Time

SDCP charges 0.35% per year while VTI charges 0.03%. On a $10,000 position that is $35 vs $3 annually, a gap of $32 per year that compounds over a long holding period. On income, SDCP currently yields 4.94% against 1.03% for VTI.

Holdings Overlap

We hold position weights for 5 holdings in SDCP and 2,787 in VTI, totalling 0.7% and 90.6% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 5 positions we hold weights for in SDCP and 2,787 in VTI, against full books of 344 and 3,543.

You are not choosing between two funds in isolation.

Whichever of SDCP and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

SDCPVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, SDCP or VTI?

SDCP has an expense ratio of 0.35% while VTI charges 0.03%. VTI is the cheaper option, by $32 a year on a $10,000 investment.

Which performed better, SDCP or VTI?

Over the past year SDCP returned +2.51% vs +17.22% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, SDCP or VTI?

VTI has been the more volatile fund at 12.1% annualized versus 1.6% for SDCP. Worst drawdown: SDCP -0.8% vs VTI -19.3%.

Should I hold both SDCP and VTI?

SDCP and VTI have a monthly-return correlation of 0.50, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, SDCP or VTI?

SDCP yields 4.94% while VTI yields 1.03%, so SDCP currently pays the higher dividend yield.

Is VTI better than SDCP?

VTI has a lower expense ratio. VTI led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.