SECR vs VTI
NYLIM MacKay Securitized Income ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, SECR or VTI?
Long Term High Quality against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SECR | VTI |
|---|---|---|
| Expense Ratio | 0.28% | 0.03%Best |
| AUM | $165M | $666.9B |
| Dividend Yield | 6.90% | 1.03% |
| Holdings | 457 | 3,543 |
| YTD Return | -0.96% | +12.57%Best |
| 1Y Return | -0.57% | +17.22%Best |
| 3Y Return (annualized) | - | +20.87% |
| 5Y Return (annualized) | - | +11.86% |
| Volatility (annualized) | 4.5%Best | 12.1% |
| Max Drawdown | -4.7%Best | -19.3% |
| $10,000 over 2.3 years | $11,095 | $14,908Best |
| Fund Family | New York Life Investment Management LLC | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | Long Term High Quality | Large Cap Blend |
| Inception | May 31, 2024 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2.3 years row, are measured over the window both funds cover: May 31, 2024 to Sep 11, 2026 (2.3 years).
SECR vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.3 years both funds cover.
SECR vs VTI Performance
NYLIM MacKay Securitized Income ETF (SECR) is an ETF from New York Life Investment Management LLC and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year SECR returned -0.57% while VTI returned +17.22%. Year to date, SECR is down 0.96% versus a gain of 12.57% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 12.1% compared with 4.5% for SECR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -4.7% for SECR and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.30. They move together some of the time, and apart the rest.
Fees and Cost Over Time
SECR charges 0.28% per year while VTI charges 0.03%. On a $10,000 position that is $28 vs $3 annually, a gap of $25 per year that compounds over a long holding period. On income, SECR currently yields 6.90% against 1.03% for VTI.
You are not choosing between two funds in isolation.
Whichever of SECR and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SECR or VTI?
SECR has an expense ratio of 0.28% while VTI charges 0.03%. VTI is the cheaper option, by $25 a year on a $10,000 investment.
Which performed better, SECR or VTI?
Over the past year SECR returned -0.57% vs +17.22% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), SECR annualized +4.62% vs +18.96% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SECR or VTI?
VTI has been the more volatile fund at 12.1% annualized versus 4.5% for SECR. Worst drawdown: SECR -4.7% vs VTI -19.3%.
Should I hold both SECR and VTI?
SECR and VTI have a monthly-return correlation of 0.30, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SECR or VTI?
SECR yields 6.90% while VTI yields 1.03%, so SECR currently pays the higher dividend yield.
Is VTI better than SECR?
VTI has a lower expense ratio. VTI led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.