SFEB vs SPY

Quick Verdict

SPY has a lower expense ratio. SFEB delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: SFEBMore Diversified: SPY

Side-by-Side Comparison

MetricSFEBSPYWinner
Expense Ratio0.90%0.09%
AUM$127M$789.1B
Dividend Yield0.00%1.01%
Holdings5505
YTD Return+12.14%+13.39%
1Y Return+22.55%+22.52%
3Y Return (annualized)-+21.36%
5Y Return (annualized)-+13.19%
Volatility (annualized)9.6%15.3%
Max Drawdown-16.7%-56.5%
Fund FamilyFirst Trust Portfolios (US)State Street Investment Management
CategoryAlternativeEquity
InceptionFeb 20, 2024Jan 22, 1993

SFEB vs SPY Performance

FT Vest US Small Cap Moderate Buffer ETF - February (SFEB) is a ETF from First Trust Portfolios (US) and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year SFEB returned +22.55% while SPY returned +22.52%. Year to date, SFEB is up 12.14% versus a gain of 13.39% for SPY.

Risk: Volatility and Drawdowns

SPY has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 9.6% for SFEB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -16.7% for SFEB and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

SFEB charges 0.90% per year while SPY charges 0.09%. On a $10,000 position that is $90 vs $9 annually, a gap of $81 per year that compounds over a long holding period. On income, SFEB currently yields 0.00% against 1.01% for SPY.

Holdings Overlap

0.0%overlap

SFEB and SPY share 0 holdings out of 504 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, SFEB or SPY?

SFEB has an expense ratio of 0.90% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $81 per year of difference.

Which performed better, SFEB or SPY?

Over the past year SFEB returned +22.55% vs +22.52% for SPY, so SFEB leads on 1-year performance. Over the longest common window we track (3 years), SFEB annualized +12.90% vs +8.84% for SPY. Past performance does not guarantee future results.

Which is riskier, SFEB or SPY?

SPY has been the more volatile fund at 15.3% annualized versus 9.6% for SFEB. Worst drawdown: SFEB -16.7% vs SPY -56.5%.

Should I hold both SFEB and SPY?

SFEB and SPY have a monthly-return correlation of 0.79, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SFEB and SPY?

SFEB and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 504 unique securities.

Which pays a higher dividend, SFEB or SPY?

SFEB yields 0.00% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.

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